HomeComparePHPYF vs SCHD

PHPYF vs SCHD: Dividend Comparison 2026

PHPYF yields 243.90% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PHPYF wins by $394.59M in total portfolio value
10 years
PHPYF
PHPYF
● Live price
243.90%
Share price
$0.82
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$394.62M
Annual income
$218,439,906.42
Full PHPYF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PHPYF vs SCHD

📍 PHPYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHPYFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHPYF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHPYF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHPYF
Annual income on $10K today (after 15% tax)
$20,731.71/yr
After 10yr DRIP, annual income (after tax)
$185,673,920.46/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PHPYF beats the other by $185,673,558.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHPYF + SCHD for your $10,000?

PHPYF: 50%SCHD: 50%
100% SCHD50/50100% PHPYF
Portfolio after 10yr
$197.32M
Annual income
$109,220,166.18/yr
Blended yield
55.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHPYF buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHPYFSCHD
Forward yield243.90%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$394.62M$29.0K
Annual income after 10y$218,439,906.42$425.95
Total dividends collected$375.65M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PHPYF vs SCHD ($10,000, DRIP)

YearPHPYF PortfolioPHPYF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$35,090$24,390.24$11,226$346.36+$23.9KPHPYF
2$117,533$79,986.88$12,572$357.38+$105.0KPHPYF
3$376,147$250,386.00$14,046$367.84+$362.1KPHPYF
4$1,151,374$748,897.11$15,660$377.73+$1.14MPHPYF
5$3,374,355$2,142,384.97$17,425$387.07+$3.36MPHPYF
6$9,478,533$5,867,972.46$19,354$395.86+$9.46MPHPYF
7$25,546,778$15,404,747.63$21,461$404.13+$25.53MPHPYF
8$66,138,099$38,803,046.68$23,762$411.89+$66.11MPHPYF
9$164,653,072$93,885,306.32$26,272$419.15+$164.63MPHPYF
10$394,618,693$218,439,906.42$29,010$425.95+$394.59MPHPYF

PHPYF vs SCHD: Complete Analysis 2026

PHPYFStock

Pushpay Holdings Limited, together with its subsidiaries, provides donor management system to the faith sector, non-profit organizations, and education providers in the United States, Canada, Australia, and New Zealand. Its donor management system comprises donor tools, finance tools, and a custom community app. The company provides engagement, payment, and administration solutions, which enable its customers to enhance participation and build stronger relationships with their communities. It also offers Software as a Service church management system, a platform that provides churches to connect and communicate with their community members; record member service history; and track online giving and perform a range of administrative functions, as well as ChurchStaq, an engagement solution that allows users to connect across various ministry touch points, including giving and donor management, church management, and access to Pushpay's App. Pushpay Holdings Limited was incorporated in 2011 and is based in Auckland, New Zealand.

Full PHPYF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.