HomeComparePHYD vs JEPI

PHYD vs JEPI: Dividend Comparison 2026

PHYD yields 9.21% · JEPI yields 8.47%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PHYD wins by $7.7K in total portfolio value
10 years
PHYD
PHYD
● Live price
9.21%
Share price
$49.90
Annual div
$4.60
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.8K
Annual income
$1,645.88
Full PHYD calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.47%
Share price
$56.22
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.1K
Annual income
$1,548.66
Full JEPI calculator →

Portfolio growth — PHYD vs JEPI

📍 PHYD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHYDJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHYD + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHYD pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHYD
Annual income on $10K today (after 15% tax)
$782.95/yr
After 10yr DRIP, annual income (after tax)
$1,399.00/yr
JEPI
Annual income on $10K today (after 15% tax)
$720.07/yr
After 10yr DRIP, annual income (after tax)
$1,316.36/yr
At 15% tax rate, PHYD beats the other by $82.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHYD + JEPI for your $10,000?

PHYD: 50%JEPI: 50%
100% JEPI50/50100% PHYD
Portfolio after 10yr
$33.0K
Annual income
$1,597.27/yr
Blended yield
4.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHYD buys
0
JEPI buys
4
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$JEPI▼ Sell$1,001 - $15,0002023-11-03
Max Miller🏢 House$JEPI▼ Sell$1,001 - $15,0002023-10-06
Kevin Hern🏢 House$JEPI▲ Buy$1,001 - $15,0002022-10-06
Kevin Hern🏢 House$JEPI▲ Buy$1,001 - $15,0002022-09-07
Robert J. Wittman🏢 House$JEPI▲ Buy$1,001 - $15,0002022-05-10
Kevin Hern🏢 House$JEPI▲ Buy$100,001 - $250,0002021-07-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHYDJEPI
Forward yield9.21%8.47%
Annual dividend / share$4.60$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$36.8K$29.1K
Annual income after 10y$1,645.88$1,548.66
Total dividends collected$12.8K$11.9K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PHYD vs JEPI ($10,000, DRIP)

YearPHYD PortfolioPHYD Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,621$921.12$11,267$847.14+$354.00PHYD
2$13,435$1,000.42$12,656$916.02+$779.00PHYD
3$15,456$1,080.90$14,175$987.49+$1.3KPHYD
4$17,700$1,162.18$15,832$1,061.43+$1.9KPHYD
5$20,183$1,243.85$17,635$1,137.70+$2.5KPHYD
6$22,922$1,325.53$19,592$1,216.16+$3.3KPHYD
7$25,933$1,406.89$21,711$1,296.65+$4.2KPHYD
8$29,236$1,487.60$24,002$1,379.01+$5.2KPHYD
9$32,850$1,567.35$26,473$1,463.07+$6.4KPHYD
10$36,795$1,645.88$29,134$1,548.66+$7.7KPHYD

PHYD vs JEPI: Complete Analysis 2026

PHYDStock

The fund seeks high current income. Capital growth is a secondary goal when consistent with achieving high current income. The fund invests mainly in bonds that are below investment grade in quality with a focus on companies or issuers that the fund's investment manager believes meet relevant environmental, social or governance (ESG) criteria on a sector-specific basis.

Full PHYD Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.