Home › Compare › PHYL vs RYLD

PHYL vs RYLD: Dividend Comparison 2026

PHYL yields 7.25% · RYLD yields 12.39%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $13.0K in total portfolio value
10 years
PHYL
PHYL
● Live price
7.25%
Share price
$34.65
Annual div
$2.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$1,147.63
Full PHYL calculator →
RYLD
RYLD
● Live price
12.39%
Share price
$14.64
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.3K
Annual income
$2,682.98
Full RYLD calculator →

Portfolio growth — PHYL vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHYLRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PHYL + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PHYL pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHYL
Annual income on $10K today (after 15% tax)
$615.93/yr
After 10yr DRIP, annual income (after tax)
$975.49/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,053.44/yr
After 10yr DRIP, annual income (after tax)
$2,280.53/yr
At 15% tax rate, RYLD beats the other by $1,305.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHYL + RYLD for your $10,000?

PHYL: 50%RYLD: 50%
100% RYLD50/50100% PHYL
Portfolio after 10yr
$38.8K
Annual income
$1,915.30/yr
Blended yield
4.94%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHYL buys
0
RYLD buys
0
No recent congressional trades found for PHYL or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHYLRYLD
Forward yield7.25%12.39% ✓
Annual dividend / share$2.51 ✓$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.3K$45.3K ✓
Annual income after 10y$1,147.63$2,682.98 ✓
Total dividends collected$9.4K$19.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PHYL vs RYLD ($10,000, DRIP)

YearPHYL PortfolioPHYL Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,425$724.62$11,939$1,239.34$514.00 → RYLD
2$12,998$773.69$14,158$1,382.89$1.2K → RYLD
3$14,731$822.66$16,682$1,532.59$2.0K → RYLD
4$16,633$871.32$19,537$1,687.64$2.9K → RYLD
5$18,717$919.49$22,752$1,847.20$4.0K → RYLD
6$20,994$967.00$26,355$2,010.43$5.4K → RYLD
7$23,477$1,013.69$30,376$2,176.45$6.9K → RYLD
8$26,180$1,059.43$34,847$2,344.43$8.7K → RYLD
9$29,117$1,104.11$39,800$2,513.54$10.7K → RYLD
10$32,303$1,147.63$45,269$2,682.98$13.0K → RYLD

PHYL vs RYLD: Complete Analysis 2026

PHYL — Stock

The investment objective of PGIM Active High Yield Bond ETF is to seek total return through a combination of current income and capital appreciation.

Full PHYL Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
📬

Get this PHYL vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PHYL vs SCHDPHYL vs JEPIPHYL vs OPHYL vs KOPHYL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.