HomeComparePHYL vs SPHD

PHYL vs SPHD: Dividend Comparison 2026

PHYL yields 7.25% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PHYL wins by $5.8K in total portfolio value
10 years
PHYL
PHYL
● Live price
7.25%
Share price
$34.65
Annual div
$2.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$1,147.63
Full PHYL calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PHYL vs SPHD

📍 PHYL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHYLSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHYL + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHYL pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHYL
Annual income on $10K today (after 15% tax)
$615.93/yr
After 10yr DRIP, annual income (after tax)
$975.49/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PHYL beats the other by $489.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHYL + SPHD for your $10,000?

PHYL: 50%SPHD: 50%
100% SPHD50/50100% PHYL
Portfolio after 10yr
$29.4K
Annual income
$859.47/yr
Blended yield
2.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHYL buys
0
SPHD buys
0
No recent congressional trades found for PHYL or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHYLSPHD
Forward yield7.25%4.33%
Annual dividend / share$2.51$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.3K$26.5K
Annual income after 10y$1,147.63$571.32
Total dividends collected$9.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PHYL vs SPHD ($10,000, DRIP)

YearPHYL PortfolioPHYL Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,425$724.62$11,133$432.85+$292.00PHYL
2$12,998$773.69$12,363$450.36+$635.00PHYL
3$14,731$822.66$13,695$467.39+$1.0KPHYL
4$16,633$871.32$15,138$483.90+$1.5KPHYL
5$18,717$919.49$16,697$499.88+$2.0KPHYL
6$20,994$967.00$18,382$515.31+$2.6KPHYL
7$23,477$1,013.69$20,198$530.17+$3.3KPHYL
8$26,180$1,059.43$22,157$544.46+$4.0KPHYL
9$29,117$1,104.11$24,266$558.18+$4.9KPHYL
10$32,303$1,147.63$26,536$571.32+$5.8KPHYL

PHYL vs SPHD: Complete Analysis 2026

PHYLStock

The investment objective of PGIM Active High Yield Bond ETF is to seek total return through a combination of current income and capital appreciation.

Full PHYL Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.