HomeComparePHYQX vs VYM

PHYQX vs VYM: Dividend Comparison 2026

PHYQX yields 7.04% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PHYQX wins by $4.0K in total portfolio value
10 years
PHYQX
PHYQX
● Live price
7.04%
Share price
$4.76
Annual div
$0.34
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$1,101.15
Full PHYQX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — PHYQX vs VYM

📍 PHYQX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHYQXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHYQX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHYQX pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHYQX
Annual income on $10K today (after 15% tax)
$598.52/yr
After 10yr DRIP, annual income (after tax)
$935.98/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, PHYQX beats the other by $699.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHYQX + VYM for your $10,000?

PHYQX: 50%VYM: 50%
100% VYM50/50100% PHYQX
Portfolio after 10yr
$29.9K
Annual income
$689.84/yr
Blended yield
2.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHYQX buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHYQXVYM
Forward yield7.04%2.41%
Annual dividend / share$0.34$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.9K$27.8K
Annual income after 10y$1,101.15$278.55
Total dividends collected$9.1K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PHYQX vs VYM ($10,000, DRIP)

YearPHYQX PortfolioPHYQX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,404$704.14$11,151$241.44+$253.00PHYQX
2$12,953$750.48$12,413$246.79+$540.00PHYQX
3$14,656$796.63$13,794$251.79+$862.00PHYQX
4$16,525$842.42$15,306$256.47+$1.2KPHYQX
5$18,569$887.67$16,960$260.84+$1.6KPHYQX
6$20,801$932.24$18,768$264.92+$2.0KPHYQX
7$23,233$975.98$20,745$268.71+$2.5KPHYQX
8$25,878$1,018.78$22,905$272.24+$3.0KPHYQX
9$28,750$1,060.53$25,265$275.51+$3.5KPHYQX
10$31,864$1,101.15$27,842$278.55+$4.0KPHYQX

PHYQX vs VYM: Complete Analysis 2026

PHYQXStock

The fund normally invests at least 80% of its investable assets in a diversified portfolio of high yield fixed-income instruments rated Ba or lower by Moody's Investors Service ("Moody's") or BB or lower by S&P Global Ratings ("S&P"), and instruments either comparably rated by another nationally recognized statistical rating organization ("NRSRO"), or considered to be of comparable quality, that is, junk bonds.

Full PHYQX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.