Is PIFI or QYLD a better dividend investment in 2026?

PIFI currently yields 3.75% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between PIFI and QYLD?

PIFI has a forward dividend yield of 3.75% ($3.53/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.17 percentage points.

Home › Compare › PIFI vs QYLD

PIFI vs QYLD: Dividend Comparison 2026

PIFI yields 3.75% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PIFI wins by $103.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

PIFI

● Live price

3.75%

Share price

$94.21

Annual div

$3.53

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.5K

Annual income

$476.46

Full PIFI calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — PIFI vs QYLD

📍 PIFI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PIFI	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PIFI + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PIFI pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PIFI

Annual income on $10K today (after 15% tax)

$318.36/yr

After 10yr DRIP, annual income (after tax)

$404.99/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,405.42/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PIFI + QYLD for your $10,000?

PIFI: 50%QYLD: 50%

100% QYLD50/50100% PIFI

Portfolio after 10yr

$25.4K

Annual income

$3,067.89/yr

Blended yield

12.06%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PIFI buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPIFIQYLD

Forward yield	3.75%	11.92% ✓
Annual dividend / share	$3.53 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.5K ✓	$25.4K
Annual income after 10y	$476.46	$5,659.31 ✓
Total dividends collected	$4.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PIFI vs QYLD ($10,000, DRIP)

Year	PIFI Portfolio	PIFI Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,075	$374.54	$10,352	$1,192.36	+$723.00 → PIFI
2	$12,237	$387.65	$10,830	$1,347.57	+$1.4K → PIFI
3	$13,494	$400.33	$11,460	$1,539.07	+$2.0K → PIFI
4	$14,852	$412.57	$12,275	$1,777.84	+$2.6K → PIFI
5	$16,316	$424.36	$13,323	$2,078.95	+$3.0K → PIFI
6	$17,893	$435.69	$14,667	$2,463.34	+$3.2K → PIFI
7	$19,592	$446.57	$16,396	$2,960.57	+$3.2K → PIFI
8	$21,421	$456.98	$18,631	$3,612.97	+$2.8K → PIFI
9	$23,387	$466.94	$21,548	$4,482.15	+$1.8K → PIFI
10	$25,501	$476.46	$25,398	$5,659.31	+$103.00 → PIFI

PIFI vs QYLD: Complete Analysis 2026

PIFI — Stock

The Clearshares Piton Intermediate Fixed Income ETF is an actively managed portfolio of taxable intermediate-duration bonds. The fund primarily invests in investment-grade corporate bonds, U.S. government agency bonds and U.S. Treasury notes and focuses on maximizing total-return while delivering conservative goals of income generation, capital preservation, and liquidity.

Full PIFI Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this PIFI vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PIFI vs SCHD PIFI vs JEPI PIFI vs O PIFI vs KO PIFI vs MAIN PIFI vs XYLD PIFI vs JEPQ PIFI vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.