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PIK vs FCPT: Dividend Comparison 2026

PIK yields 84.03% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PIK wins by $1.93M in total portfolio value
10 years
PIK
PIK
● Live price
84.03%
Share price
$2.38
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.98M
Annual income
$593,470.68
Full PIK calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — PIK vs FCPT

📍 PIK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPIKFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PIK + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PIK pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PIK
Annual income on $10K today (after 15% tax)
$7,142.86/yr
After 10yr DRIP, annual income (after tax)
$504,450.08/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, PIK beats the other by $499,541.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PIK + FCPT for your $10,000?

PIK: 50%FCPT: 50%
100% FCPT50/50100% PIK
Portfolio after 10yr
$1.02M
Annual income
$299,622.98/yr
Blended yield
29.49%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

PIK
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-12.8
Piotroski
3/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PIK buys
0
FCPT buys
0
No recent congressional trades found for PIK or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPIKFCPT
Forward yield84.03%6.05%
Annual dividend / share$2.00$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$1.98M$49.1K
Annual income after 10y$593,470.68$5,775.28
Total dividends collected$1.73M$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyHold

Year-by-year: PIK vs FCPT ($10,000, DRIP)

YearPIK PortfolioPIK Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$19,103$8,403.36$11,401$700.92+$7.7KPIK
2$35,444$15,003.03$13,064$864.84+$22.4KPIK
3$63,940$26,014.99$15,051$1,072.48+$48.9KPIK
4$112,276$43,860.35$17,442$1,337.22+$94.8KPIK
5$192,114$71,978.72$20,340$1,677.08+$171.8KPIK
6$320,666$115,104.62$23,880$2,116.57+$296.8KPIK
7$522,671$179,557.63$28,241$2,689.36+$494.4KPIK
8$832,781$273,523.56$33,660$3,442.07+$799.1KPIK
9$1,298,375$407,299.36$40,456$4,439.95+$1.26MPIK
10$1,982,732$593,470.68$49,063$5,775.28+$1.93MPIK

PIK vs FCPT: Complete Analysis 2026

PIKStock

Kidpik Corp. operates as a subscription-based e-commerce company that sells kids apparel, footwear, and accessories. The company offers apparel, including tops, bottoms, cardigans, jackets, dresses, and swimwear in knit and woven fabrications; shoes, such as sneakers, boots, sandals, and dress shoes; and accessories comprising sunglasses, jewelry, bags, socks, hats, hair goods, and other items. It serves its customers through its retail website, shop.kidpik.com; amazon.com; and clothing subscription boxes, which provide mix-&-match coordinated outfits that are personalized based on each member's preferences. The company was incorporated in 2015 and is based in New York, New York.

Full PIK Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.