Is PIK or QYLD a better dividend investment in 2026?

PIK currently yields 84.03% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: PIK offers higher current income.

What is the dividend yield difference between PIK and QYLD?

PIK has a forward dividend yield of 84.03% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 72.11 percentage points.

Home › Compare › PIK vs QYLD

PIK vs QYLD: Dividend Comparison 2026

PIK yields 84.03% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PIK wins by $1.96M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PIK

● Live price

84.03%

Share price

$2.38

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.98M

Annual income

$593,470.68

Full PIK calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — PIK vs QYLD

📍 PIK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PIK	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PIK + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PIK pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PIK

Annual income on $10K today (after 15% tax)

$7,142.86/yr

After 10yr DRIP, annual income (after tax)

$504,450.08/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, PIK beats the other by $499,639.66/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PIK + QYLD for your $10,000?

PIK: 50%QYLD: 50%

100% QYLD50/50100% PIK

Portfolio after 10yr

$1.00M

Annual income

$299,565.00/yr

Blended yield

29.84%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PIK right now

PIK

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-12.8

Piotroski

3/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PIK buys

QYLD buys

No recent congressional trades found for PIK or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPIKQYLD

Forward yield	84.03% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.98M	$25.4K ✓
Annual income after 10y	$593,470.68 ✓	$5,659.31
Total dividends collected	$1.73M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PIK vs QYLD ($10,000, DRIP)

Year	PIK Portfolio	PIK Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$19,103	$8,403.36	$10,352	$1,192.36	+$8.8K → PIK
2	$35,444	$15,003.03	$10,830	$1,347.57	+$24.6K → PIK
3	$63,940	$26,014.99	$11,460	$1,539.07	+$52.5K → PIK
4	$112,276	$43,860.35	$12,275	$1,777.84	+$100.0K → PIK
5	$192,114	$71,978.72	$13,323	$2,078.95	+$178.8K → PIK
6	$320,666	$115,104.62	$14,667	$2,463.34	+$306.0K → PIK
7	$522,671	$179,557.63	$16,396	$2,960.57	+$506.3K → PIK
8	$832,781	$273,523.56	$18,631	$3,612.97	+$814.1K → PIK
9	$1,298,375	$407,299.36	$21,548	$4,482.15	+$1.28M → PIK
10	$1,982,732	$593,470.68	$25,398	$5,659.31	+$1.96M → PIK

PIK vs QYLD: Complete Analysis 2026

PIK — Stock

Kidpik Corp. operates as a subscription-based e-commerce company that sells kids apparel, footwear, and accessories. The company offers apparel, including tops, bottoms, cardigans, jackets, dresses, and swimwear in knit and woven fabrications; shoes, such as sneakers, boots, sandals, and dress shoes; and accessories comprising sunglasses, jewelry, bags, socks, hats, hair goods, and other items. It serves its customers through its retail website, shop.kidpik.com; amazon.com; and clothing subscription boxes, which provide mix-&-match coordinated outfits that are personalized based on each member's preferences. The company was incorporated in 2015 and is based in New York, New York.

Full PIK Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.