Is PJFZX or RYLD a better dividend investment in 2026?

PJFZX currently yields 12.66% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: PJFZX offers higher current income.

What is the dividend yield difference between PJFZX and RYLD?

PJFZX has a forward dividend yield of 12.66% ($8.08/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 0.52 percentage points.

Home › Compare › PJFZX vs RYLD

PJFZX vs RYLD: Dividend Comparison 2026

PJFZX yields 12.66% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PJFZX wins by $1.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PJFZX

● Live price

12.66%

Share price

$63.83

Annual div

$8.08

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46.0K

Annual income

$2,783.59

Full PJFZX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — PJFZX vs RYLD

📍 PJFZX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PJFZX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PJFZX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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PJFZX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PJFZX

Annual income on $10K today (after 15% tax)

$1,075.88/yr

After 10yr DRIP, annual income (after tax)

$2,366.05/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, PJFZX beats the other by $166.80/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PJFZX + RYLD for your $10,000?

PJFZX: 50%RYLD: 50%

100% RYLD50/50100% PJFZX

Portfolio after 10yr

$45.3K

Annual income

$2,685.46/yr

Blended yield

5.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PJFZX buys

RYLD buys

No recent congressional trades found for PJFZX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPJFZXRYLD

Forward yield	12.66% ✓	12.14%
Annual dividend / share	$8.08 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$46.0K ✓	$44.5K
Annual income after 10y	$2,783.59 ✓	$2,587.35
Total dividends collected	$20.0K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PJFZX vs RYLD ($10,000, DRIP)

Year	PJFZX Portfolio	PJFZX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,966	$1,265.74	$11,914	$1,213.65	+$52.00 → PJFZX
2	$14,219	$1,415.47	$14,099	$1,351.30	+$120.00 → PJFZX
3	$16,786	$1,571.96	$16,580	$1,494.55	+$206.00 → PJFZX
4	$19,696	$1,734.38	$19,384	$1,642.61	+$312.00 → PJFZX
5	$22,976	$1,901.86	$22,535	$1,794.70	+$441.00 → PJFZX
6	$26,658	$2,073.49	$26,063	$1,950.00	+$595.00 → PJFZX
7	$30,772	$2,248.37	$29,995	$2,107.69	+$777.00 → PJFZX
8	$35,352	$2,425.60	$34,361	$2,266.99	+$991.00 → PJFZX
9	$40,431	$2,604.29	$39,194	$2,427.12	+$1.2K → PJFZX
10	$46,045	$2,783.59	$44,525	$2,587.35	+$1.5K → PJFZX

PJFZX vs RYLD: Complete Analysis 2026

PJFZX — Stock

The fund normally invests at least 65% of its total assets in equity and equity-related securities of companies that exceed $1 billion in market capitalization and that the manager believes have above-average growth prospects. These companies are generally considered medium- to large-capitalization companies. Equity-related securities in which the fund primarily invests are common stocks, nonconvertible preferred stocks and convertible securities.

Full PJFZX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.