Is PKIN or XYLD a better dividend investment in 2026?

PKIN currently yields 17.02% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: PKIN offers higher current income.

What is the dividend yield difference between PKIN and XYLD?

PKIN has a forward dividend yield of 17.02% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.04 percentage points.

Home › Compare › PKIN vs XYLD

PKIN vs XYLD: Dividend Comparison 2026

PKIN yields 17.02% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.5K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

PKIN

● Live price

17.02%

Share price

$11.75

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.7K

Annual income

$1.92

Full PKIN calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — PKIN vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PKIN	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PKIN + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PKIN pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PKIN

Annual income on $10K today (after 15% tax)

$1,446.81/yr

After 10yr DRIP, annual income (after tax)

$1.63/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,734.54/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PKIN + XYLD for your $10,000?

PKIN: 50%XYLD: 50%

100% XYLD50/50100% PKIN

Portfolio after 10yr

$24.0K

Annual income

$1,610.47/yr

Blended yield

6.71%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PKIN buys

XYLD buys

No recent congressional trades found for PKIN or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPKINXYLD

Forward yield	17.02% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$22.7K	$25.3K ✓
Annual income after 10y	$1.92	$3,219.02 ✓
Total dividends collected	$1.8K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PKIN vs XYLD ($10,000, DRIP)

Year	PKIN Portfolio	PKIN Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,551	$851.06	$10,818	$1,098.39	+$733.00 → PKIN
2	$12,819	$459.38	$11,738	$1,222.51	+$1.1K → PKIN
3	$13,955	$238.23	$12,774	$1,364.64	+$1.2K → PKIN
4	$15,053	$121.18	$13,944	$1,527.86	+$1.1K → PKIN
5	$16,167	$61.08	$15,270	$1,715.87	+$897.00 → PKIN
6	$17,330	$30.66	$16,775	$1,933.09	+$555.00 → PKIN
7	$18,558	$15.36	$18,490	$2,184.87	+$68.00 → PKIN
8← crossover	$19,865	$7.68	$20,450	$2,477.63	$585.00 → XYLD
9	$21,259	$3.84	$22,697	$2,819.19	$1.4K → XYLD
10	$22,749	$1.92	$25,280	$3,219.02	$2.5K → XYLD

PKIN vs XYLD: Complete Analysis 2026

PKIN — Stock

Pekin Life Insurance Company operates as a life and accident and health insurance company in the United States. The company offers auto insurance products for cars, motorcycles, snowmobiles, golf carts, and other recreational vehicles; and home insurance. It also provides life insurance products, annuities, and funeral preplanning products; health insurance products; and business insurance products, including business auto, business property, general liability, and workers compensation insurance products. In addition, the company offers group life, dental, and short-term disability, as well as voluntary products and medicare supplements. It sells its insurance products primarily through independent agents. The company was founded in 1921 and is headquartered in Pekin, Illinois.

Full PKIN Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.