Is PLCIX or RYLD a better dividend investment in 2026?

PLCIX currently yields 14.23% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: PLCIX offers higher current income.

What is the dividend yield difference between PLCIX and RYLD?

PLCIX has a forward dividend yield of 14.23% ($7.85/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 2.09 percentage points.

Home › Compare › PLCIX vs RYLD

PLCIX vs RYLD: Dividend Comparison 2026

PLCIX yields 14.23% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PLCIX wins by $6.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PLCIX

● Live price

14.23%

Share price

$55.20

Annual div

$7.85

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$50.9K

Annual income

$3,433.73

Full PLCIX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — PLCIX vs RYLD

📍 PLCIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PLCIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PLCIX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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PLCIX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PLCIX

Annual income on $10K today (after 15% tax)

$1,209.33/yr

After 10yr DRIP, annual income (after tax)

$2,918.67/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, PLCIX beats the other by $719.42/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PLCIX + RYLD for your $10,000?

PLCIX: 50%RYLD: 50%

100% RYLD50/50100% PLCIX

Portfolio after 10yr

$47.7K

Annual income

$3,010.54/yr

Blended yield

6.31%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PLCIX buys

RYLD buys

No recent congressional trades found for PLCIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPLCIXRYLD

Forward yield	14.23% ✓	12.14%
Annual dividend / share	$7.85 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$50.9K ✓	$44.5K
Annual income after 10y	$3,433.73 ✓	$2,587.35
Total dividends collected	$23.8K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PLCIX vs RYLD ($10,000, DRIP)

Year	PLCIX Portfolio	PLCIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,123	$1,422.74	$11,914	$1,213.65	+$209.00 → PLCIX
2	$14,583	$1,611.91	$14,099	$1,351.30	+$484.00 → PLCIX
3	$17,416	$1,812.22	$16,580	$1,494.55	+$836.00 → PLCIX
4	$20,658	$2,022.69	$19,384	$1,642.61	+$1.3K → PLCIX
5	$24,346	$2,242.23	$22,535	$1,794.70	+$1.8K → PLCIX
6	$28,520	$2,469.68	$26,063	$1,950.00	+$2.5K → PLCIX
7	$33,221	$2,703.81	$29,995	$2,107.69	+$3.2K → PLCIX
8	$38,489	$2,943.37	$34,361	$2,266.99	+$4.1K → PLCIX
9	$44,371	$3,187.09	$39,194	$2,427.12	+$5.2K → PLCIX
10	$50,910	$3,433.73	$44,525	$2,587.35	+$6.4K → PLCIX

PLCIX vs RYLD: Complete Analysis 2026

PLCIX — Stock

Under normal market conditions, the fund invests at least 80% of its net assets in common stocks of large-capitalization companies. For this fund, the Sub-Adviser defines large-capitalization companies as companies with market capitalizations that fall within the range of companies within the Russell 1000 ® Growth Index at the time of purchase. The fund may also invest in derivative instruments, which include, index futures and options to hedge against market risk or to enhance returns. It may also invest up to 25% of its assets in foreign securities. The fund is non-diversified.

Full PLCIX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.