Is PLDIF or SPHD a better dividend investment in 2026?

PLDIF currently yields 40.00% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: PLDIF offers higher current income.

What is the dividend yield difference between PLDIF and SPHD?

PLDIF has a forward dividend yield of 40.00% ($2.00/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 36.00 percentage points.

Home › Compare › PLDIF vs SPHD

PLDIF vs SPHD: Dividend Comparison 2026

PLDIF yields 40.00% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PLDIF wins by $203.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PLDIF

● Live price

40.00%

Share price

$5.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$231.9K

Annual income

$39,181.04

Full PLDIF calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — PLDIF vs SPHD

📍 PLDIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PLDIF	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PLDIF + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PLDIF pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PLDIF

Annual income on $10K today (after 15% tax)

$3,400.00/yr

After 10yr DRIP, annual income (after tax)

$33,303.88/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, PLDIF beats the other by $32,539.57/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PLDIF + SPHD for your $10,000?

PLDIF: 50%SPHD: 50%

100% SPHD50/50100% PLDIF

Portfolio after 10yr

$130.0K

Annual income

$20,040.12/yr

Blended yield

15.42%

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Analyst Conviction Gap

Where Wall Street is most bullish on SPHD right now

PLDIF

Analyst Ratings

Sell

Consensus: Sell

Altman Z

6.8

Piotroski

7/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PLDIF buys

SPHD buys

No recent congressional trades found for PLDIF or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPLDIFSPHD

Forward yield	40.00% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$231.9K ✓	$28.0K
Annual income after 10y	$39,181.04 ✓	$899.19
Total dividends collected	$174.4K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PLDIF vs SPHD ($10,000, DRIP)

Year	PLDIF Portfolio	PLDIF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$14,700	$4,000.00	$11,120	$420.00	+$3.6K → PLDIF
2	$21,224	$5,495.33	$12,357	$458.31	+$8.9K → PLDIF
3	$30,125	$7,415.26	$13,721	$499.76	+$16.4K → PLDIF
4	$42,071	$9,836.48	$15,227	$544.58	+$26.8K → PLDIF
5	$57,854	$12,838.17	$16,885	$593.02	+$41.0K → PLDIF
6	$78,403	$16,499.54	$18,713	$645.34	+$59.7K → PLDIF
7	$104,788	$20,897.28	$20,724	$701.81	+$84.1K → PLDIF
8	$138,226	$26,102.79	$22,938	$762.73	+$115.3K → PLDIF
9	$180,082	$32,179.61	$25,372	$828.41	+$154.7K → PLDIF
10	$231,869	$39,181.04	$28,047	$899.19	+$203.8K → PLDIF

PLDIF vs SPHD: Complete Analysis 2026

PLDIF — Stock

PLAID,Inc. develops and operates KARTE, a customer experience SaaS platform in Japan. It also provides professional services for enterprise to support system development and operation for KARTE platform; EmotionTech CX, a customer experience (CX) survey and analysis support service to improve CX and customer loyalty; and EmotionTech EX, an employee experience (EX) survey and analysis support service to improve employee engagement. The company was incorporated in 2011 and is based in Chuo, Japan.

Full PLDIF Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.