Home › Compare › PM vs HRC

PM vs HRC: Dividend Comparison 2026

PM yields 4.27% · HRC yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $14.0K in total portfolio value
10 years
PM
Philip Morris International
● Live price
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →
HRC
HRC
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full HRC calculator →

Portfolio growth — PM vs HRC

📍 PM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPMHRC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PM + HRC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PM pays
HRC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PM
Annual income on $10K today (after 15% tax)
$362.85/yr
After 10yr DRIP, annual income (after tax)
$613.34/yr
HRC
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, HRC beats the other by $150.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PM + HRC for your $10,000?

PM: 50%HRC: 50%
100% HRC50/50100% PM
Portfolio after 10yr
$35.0K
Annual income
$810.39/yr
Blended yield
2.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PM buys
0
HRC buys
0
No recent congressional trades found for PM or HRC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPMHRC
Forward yield4.27% ✓4.00%
Annual dividend / share$5.40 ✓$2.00
Payout ratio84%50% ✓
1-year div growth3.9%5% ✓
5-year div CAGR2.8%5% ✓
Portfolio after 10y$42.0K ✓$28.0K
Annual income after 10y$721.58$899.19 ✓
Total dividends collected$5.8K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorConsumer StaplesStock

Year-by-year: PM vs HRC ($10,000, DRIP)

YearPM PortfolioPM Income/yrHRC PortfolioHRC Income/yrGap
1← crossover$11,679$438.83$11,120$420.00+$559.00 → PM
2$13,596$468.73$12,357$458.31+$1.2K → PM
3$15,781$499.06$13,721$499.76+$2.1K → PM
4$18,267$529.79$15,227$544.58+$3.0K → PM
5$21,093$560.89$16,885$593.02+$4.2K → PM
6$24,301$592.34$18,713$645.34+$5.6K → PM
7$27,939$624.14$20,724$701.81+$7.2K → PM
8$32,059$656.28$22,938$762.73+$9.1K → PM
9$36,723$688.76$25,372$828.41+$11.4K → PM
10$41,999$721.58$28,047$899.19+$14.0K → PM

PM vs HRC: Complete Analysis 2026

PM — Consumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

HRC — Stock

HRC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HRC shares.

Full HRC Calculator →
📬

Get this PM vs HRC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PM vs MOPM vs BTIPM vs KOPM vs PEPPM vs PGPM vs SCHDPM vs JEPIPM vs O

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.