Home › Compare › PMCS vs SCHD

PMCS vs SCHD: Dividend Comparison 2026

PMCS yields 17.17% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PMCS wins by $32.3K in total portfolio value
10 years
PMCS
PMCS
● Live price
17.17%
Share price
$11.65
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$61.3K
Annual income
$4,918.61
Full PMCS calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PMCS vs SCHD

📍 PMCS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPMCSSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PMCS + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PMCS pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PMCS
Annual income on $10K today (after 15% tax)
$1,459.23/yr
After 10yr DRIP, annual income (after tax)
$4,180.82/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PMCS beats the other by $3,818.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PMCS + SCHD for your $10,000?

PMCS: 50%SCHD: 50%
100% SCHD50/50100% PMCS
Portfolio after 10yr
$45.1K
Annual income
$2,672.27/yr
Blended yield
5.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PMCS buys
0
SCHD buys
0
No recent congressional trades found for PMCS or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPMCSSCHD
Forward yield17.17% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$61.3K ✓$29.0K
Annual income after 10y$4,918.61 ✓$425.95
Total dividends collected$32.1K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PMCS vs SCHD ($10,000, DRIP)

YearPMCS PortfolioPMCS Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,417$1,716.74$11,226$346.36+$1.2K → PMCS
2$15,278$1,992.18$12,572$357.38+$2.7K → PMCS
3$18,638$2,290.90$14,046$367.84+$4.6K → PMCS
4$22,555$2,611.94$15,660$377.73+$6.9K → PMCS
5$27,088$2,954.02$17,425$387.07+$9.7K → PMCS
6$32,300$3,315.59$19,354$395.86+$12.9K → PMCS
7$38,256$3,694.88$21,461$404.13+$16.8K → PMCS
8$45,023$4,089.89$23,762$411.89+$21.3K → PMCS
9$52,674$4,498.54$26,272$419.15+$26.4K → PMCS
10$61,279$4,918.61$29,010$425.95+$32.3K → PMCS

PMCS vs SCHD: Complete Analysis 2026

PMCS — Stock

PMCS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PMCS shares.

Full PMCS Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this PMCS vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PMCS vs JEPIPMCS vs OPMCS vs KOPMCS vs MAINPMCS vs VYMPMCS vs DGROPMCS vs VIGPMCS vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.