Is PMF or QYLD a better dividend investment in 2026?

PMF currently yields 5.70% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between PMF and QYLD?

PMF has a forward dividend yield of 5.70% ($0.44/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 6.54 percentage points.

Home › Compare › PMF vs QYLD

PMF vs QYLD: Dividend Comparison 2026

PMF yields 5.70% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.0K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

PMF

● Live price

5.70%

Share price

$7.76

Annual div

$0.44

5Y div CAGR

-23.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.5K

Annual income

$44.16

Full PMF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — PMF vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PMF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PMF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PMF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PMF

Annual income on $10K today (after 15% tax)

$484.57/yr

After 10yr DRIP, annual income (after tax)

$37.54/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, QYLD beats the other by $5,095.48/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PMF + QYLD for your $10,000?

PMF: 50%QYLD: 50%

100% QYLD50/50100% PMF

Portfolio after 10yr

$24.5K

Annual income

$3,041.50/yr

Blended yield

12.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PMF buys

QYLD buys

No recent congressional trades found for PMF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPMFQYLD

Forward yield	5.70%	12.24% ✓
Annual dividend / share	$0.44	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-23.6%	0% ✓
Portfolio after 10y	$22.5K	$26.5K ✓
Annual income after 10y	$44.16	$6,038.84 ✓
Total dividends collected	$1.8K	$28.5K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PMF vs QYLD ($10,000, DRIP)

Year	PMF Portfolio	PMF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,136	$435.54	$10,384	$1,224.49	+$752.00 → PMF
2	$12,261	$346.30	$10,900	$1,388.18	+$1.4K → PMF
3	$13,392	$272.26	$11,576	$1,590.76	+$1.8K → PMF
4	$14,542	$212.32	$12,447	$1,844.20	+$2.1K → PMF
5	$15,724	$164.62	$13,567	$2,164.97	+$2.2K → PMF
6	$16,952	$127.10	$15,003	$2,576.05	+$1.9K → PMF
7	$18,236	$97.84	$16,853	$3,110.04	+$1.4K → PMF
8	$19,588	$75.15	$19,251	$3,813.85	+$337.00 → PMF
9← crossover	$21,017	$57.64	$22,390	$4,756.08	$1.4K → QYLD
10	$22,532	$44.16	$26,548	$6,038.84	$4.0K → QYLD

PMF vs QYLD: Complete Analysis 2026

PMF — Stock

PIMCO Municipal Income Fund is a closed ended fixed income mutual fund launched and managed by Allianz Global Investors Fund Management LLC. It is co-managed by Pacific Investment Management Company LLC. The fund invests in the fixed income markets of the United States. It seeks to invest in stocks of companies operating across diversified sectors. The fund primarily invests in investment grade municipal bonds. It employs fundamental analysis with a top down stock picking approach to create its portfolio. It conducts in house research using proprietary models. PIMCO Municipal Income Fund was formed on June 29, 2001 and is domiciled in the United States.

Full PMF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.