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PMREF vs PM: Dividend Comparison 2026

PMREF yields 5.17% · PM yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PMREF wins by $7446.18M in total portfolio value
10 years
PMREF
PMREF
● Live price
5.17%
Share price
$12.15
Annual div
$0.63
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7446.23M
Annual income
$7,179,527,383.88
Full PMREF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — PMREF vs PM

📍 PMREF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPMREFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PMREF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PMREF pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PMREF
Annual income on $10K today (after 15% tax)
$439.57/yr
After 10yr DRIP, annual income (after tax)
$6,102,598,276.30/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, PMREF beats the other by $6,102,596,158.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PMREF + PM for your $10,000?

PMREF: 50%PM: 50%
100% PM50/50100% PMREF
Portfolio after 10yr
$3723.14M
Annual income
$3,589,764,937.95/yr
Blended yield
96.42%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

PMREF
Analyst Ratings
2
Buy
2
Hold
Consensus: Buy
Altman Z
0.8
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PMREF buys
0
PM buys
0
No recent congressional trades found for PMREF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPMREFPM
Forward yield5.17%3.48%
Annual dividend / share$0.63$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$7446.23M$49.6K
Annual income after 10y$7,179,527,383.88$2,492.02
Total dividends collected$7427.57M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: PMREF vs PM ($10,000, DRIP)

YearPMREF PortfolioPMREF Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,734$1,034.27$11,648$408.29+$86.00PMREF
2$14,824$2,268.49$13,589$495.90+$1.2KPMREF
3$21,219$5,356.70$15,877$603.21+$5.3KPMREF
4$37,035$14,331.41$18,580$734.88+$18.5KPMREF
5$86,383$46,755.73$21,781$896.75+$64.6KPMREF
6$296,274$203,843.23$25,578$1,096.12+$270.7KPMREF
7$1,623,800$1,306,786.90$30,092$1,342.17+$1.59MPMREF
8$15,124,690$13,387,224.71$35,470$1,646.46+$15.09MPMREF
9$249,255,811$233,072,392.92$41,892$2,023.58+$249.21MPMREF
10$7,446,231,102$7,179,527,383.88$49,578$2,492.02+$7446.18MPMREF

PMREF vs PM: Complete Analysis 2026

PMREFStock

Primaris properties including all of H&R REIT's enclosed malls comprises real estate properties. The assets are located in Canada. Primaris properties including all of H&R REIT's enclosed malls(TSX:PMZ.UN) operates independently of H&R Real Estate Investment Trust as of December 31, 2021.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.