Is PNADF or SPHD a better dividend investment in 2026?

PNADF currently yields 6.15% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: PNADF offers higher current income.

What is the dividend yield difference between PNADF and SPHD?

PNADF has a forward dividend yield of 6.15% ($0.28/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 2.15 percentage points.

Home › Compare › PNADF vs SPHD

PNADF vs SPHD: Dividend Comparison 2026

PNADF yields 6.15% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PNADF wins by $495.59M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PNADF

● Live price

6.15%

Share price

$4.48

Annual div

$0.28

5Y div CAGR

82%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$495.62M

Annual income

$458,806,702.31

Full PNADF calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — PNADF vs SPHD

📍 PNADF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PNADF	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PNADF + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PNADF pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNADF

Annual income on $10K today (after 15% tax)

$522.64/yr

After 10yr DRIP, annual income (after tax)

$389,985,696.96/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, PNADF beats the other by $389,984,932.65/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PNADF + SPHD for your $10,000?

PNADF: 50%SPHD: 50%

100% SPHD50/50100% PNADF

Portfolio after 10yr

$247.82M

Annual income

$229,403,800.76/yr

Blended yield

92.57%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNADF buys

SPHD buys

No recent congressional trades found for PNADF or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPNADFSPHD

Forward yield	6.15% ✓	4.00%
Annual dividend / share	$0.28	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	82% ✓	5%
Portfolio after 10y	$495.62M ✓	$28.0K
Annual income after 10y	$458,806,702.31 ✓	$899.19
Total dividends collected	$492.86M ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PNADF vs SPHD ($10,000, DRIP)

Year	PNADF Portfolio	PNADF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,819	$1,119.06	$11,120	$420.00	+$699.00 → PNADF
2	$14,896	$2,249.69	$12,357	$458.31	+$2.5K → PNADF
3	$20,762	$4,822.80	$13,721	$499.76	+$7.0K → PNADF
4	$33,648	$11,433.41	$15,227	$544.58	+$18.4K → PNADF
5	$67,522	$31,518.51	$16,885	$593.02	+$50.6K → PNADF
6	$179,830	$107,581.27	$18,713	$645.34	+$161.1K → PNADF
7	$679,767	$487,348.71	$20,724	$701.81	+$659.0K → PNADF
8	$3,860,818	$3,133,467.34	$22,938	$762.73	+$3.84M → PNADF
9	$34,402,448	$30,271,372.61	$25,372	$828.41	+$34.38M → PNADF
10	$495,617,321	$458,806,702.31	$28,047	$899.19	+$495.59M → PNADF

PNADF vs SPHD: Complete Analysis 2026

PNADF — Stock

PETRONAS Dagangan Berhad, together with its subsidiaries, engages in retailing and marketing of downstream petroleum products primarily in Malaysia. It operates through Retail, Commercial, and Others segments. The company offers petroleum and non-fuel products and services; and markets diesel, jet A-1, fuel oil, bitumen, gasoline, mogas, methanol, LNG, smartpay cards, kerosene, petroleum coke and Sulphur, and others to various industries and market segments, including agriculture, aviation, mining and quarrying, bunker, construction, manufacturing, and services. It also offers liquefied natural gas (LPG) for household, commercial, and industrial segments; and lubricant products, including passenger car motor oils, motorcycle oils, commercial vehicle lubricants, and industrial and marine lubricants under PETRONAS Syntium, PETRONAS Sprinta, and PETRONAS Urania brands for consumers and commercial customers. The company sells its products through approximately 1,000 PETRONAS stations and 800 Kedai Mesra convenience stores. In addition, it offers aviation fueling, courier, technical consultancy, and payment services; operates as a general carrier and forwarding agent; manages and operates Mesra C-stores, and food and beverage stores. The company was founded in 1981 and is headquartered in Kuala Lumpur, Malaysia. PETRONAS Dagangan Berhad is a subsidiary of Petroliam Nasional Berhad.

Full PNADF Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.