HomeComparePNBI vs YUM

PNBI vs YUM: Dividend Comparison 2026

PNBI yields 3.21% · YUM yields 1.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 YUM wins by $86.8K in total portfolio value
10 years
PNBI
PNBI
● Live price
3.21%
Share price
$33.98
Annual div
$1.09
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$0.32
Full PNBI calculator →
YUM
YUM
● Live price
1.85%
Share price
$155.48
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.0K
Annual income
$39,957.33
Full YUM calculator →

Portfolio growth — PNBI vs YUM

📍 YUM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNBIYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PNBI + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PNBI pays
YUM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNBI
Annual income on $10K today (after 15% tax)
$272.66/yr
After 10yr DRIP, annual income (after tax)
$0.27/yr
YUM
Annual income on $10K today (after 15% tax)
$157.45/yr
After 10yr DRIP, annual income (after tax)
$33,963.73/yr
At 15% tax rate, YUM beats the other by $33,963.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNBI + YUM for your $10,000?

PNBI: 50%YUM: 50%
100% YUM50/50100% PNBI
Portfolio after 10yr
$63.6K
Annual income
$19,978.82/yr
Blended yield
31.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

PNBI
No analyst data
Altman Z
0.0
Piotroski
4/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+11.4% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNBI buys
0
YUM buys
0
No recent congressional trades found for PNBI or YUM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNBIYUM
Forward yield3.21%1.85%
Annual dividend / share$1.09$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%51.4%
Portfolio after 10y$20.2K$107.0K
Annual income after 10y$0.32$39,957.33
Total dividends collected$324.00$80.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: PNBI vs YUM ($10,000, DRIP)

YearPNBI PortfolioPNBI Income/yrYUM PortfolioYUM Income/yrGap
1← crossover$10,860$160.39$10,980$280.44$120.00YUM
2$11,702$81.40$12,185$435.72$483.00YUM
3$12,562$40.98$13,722$684.14$1.2KYUM
4$13,462$20.56$15,773$1,090.14$2.3KYUM
5$14,415$10.30$18,650$1,773.02$4.2KYUM
6$15,429$5.15$22,921$2,966.37$7.5KYUM
7$16,511$2.58$29,685$5,158.69$13.2KYUM
8$17,669$1.29$41,216$9,453.02$23.5KYUM
9$18,906$0.64$62,672$18,571.31$43.8KYUM
10$20,230$0.32$107,016$39,957.33$86.8KYUM

PNBI vs YUM: Complete Analysis 2026

PNBIStock

Pioneer Bankshares, Inc. operates as the bank holding company for Pioneer Bank, Inc. that provides various banking and related financial services to individual consumers, small to medium size businesses, and professional community in Virginia. The company offers various deposit products, which include business and personal checking accounts, savings accounts, and certificates of deposit. Its personal loans comprise personal installment and single-pay, and auto loans; and business loans consists of operating capital, equipment loans, investment properties, lines of credit, business expansion, and property acquisition or construction, as well as home mortgage and home equity loans. The company also provides credit and debit cards, safe deposit boxes, online and mobile banking, remote deposit capture, and cash management services. In addition, it offers investment products, such as individual retirement accounts, 529 college savings plans, small business investment strategies, fixed and variable annuities, and personalized investment advisory services, as well as securities and insurance products and services. It operates branch offices in Shenandoah, Luray, Harrisonburg, Stanardsville, Ruckersville, and Charlottesville. The company was founded in 1909 and is headquartered in Stanley, Virginia.

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YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.