HomeComparePNC vs AXP

PNC vs AXP: Dividend Comparison 2026

PNC yields 3.32% · AXP yields 1.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 AXP wins by $305.5K in total portfolio value· pulled ahead in Year 7
10 years
PNC
PNC
● Live price
3.32%
Share price
$201.66
Annual div
$6.70
5Y div CAGR
44.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$155.8K
Annual income
$62,283.88
Full PNC calculator →
AXP
AXP
● Live price
1.10%
Share price
$297.58
Annual div
$3.28
5Y div CAGR
78.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$461.4K
Annual income
$298,922.75
Full AXP calculator →

Portfolio growth — PNC vs AXP

📍 AXP pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNCAXP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PNC + AXP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PNC pays
AXP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNC
Annual income on $10K today (after 15% tax)
$282.41/yr
After 10yr DRIP, annual income (after tax)
$52,941.30/yr
AXP
Annual income on $10K today (after 15% tax)
$93.69/yr
After 10yr DRIP, annual income (after tax)
$254,084.34/yr
At 15% tax rate, AXP beats the other by $201,143.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNC + AXP for your $10,000?

PNC: 50%AXP: 50%
100% AXP50/50100% PNC
Portfolio after 10yr
$308.6K
Annual income
$180,603.31/yr
Blended yield
58.52%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PNC right now

PNC
Analyst Ratings
22
Buy
22
Hold
2
Sell
Consensus: Buy
Price Target
$244.44
+21.2% upside vs current
Range: $206.00 — $284.00
Altman Z
0.2
Piotroski
8/9
AXP
Analyst Ratings
21
Buy
32
Hold
4
Sell
Consensus: Hold
Price Target
$374.58
+25.9% upside vs current
Range: $295.00 — $425.00
Altman Z
0.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNC buys
0
AXP buys
0
No recent congressional trades found for PNC or AXP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNCAXP
Forward yield3.32%1.10%
Annual dividend / share$6.70$3.28
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.4%78.5%
Portfolio after 10y$155.8K$461.4K
Annual income after 10y$62,283.88$298,922.75
Total dividends collected$125.2K$425.9K
Payment frequencyquarterlyquarterly
SectorFinancialsFinancials
Analyst consensusBuyHold
Analyst price target$244.44$374.58

Year-by-year: PNC vs AXP ($10,000, DRIP)

YearPNC PortfolioPNC Income/yrAXP PortfolioAXP Income/yrGap
1$11,180$479.76$10,897$196.75+$283.00PNC
2$12,686$723.83$12,017$357.65+$669.00PNC
3$14,683$1,108.46$13,516$657.99+$1.2KPNC
4$17,442$1,731.32$15,697$1,234.61+$1.7KPNC
5$21,438$2,775.53$19,188$2,391.92+$2.3KPNC
6$27,543$4,603.92$25,409$4,877.60+$2.1KPNC
7← crossover$37,453$7,982.36$37,962$10,774.96$509.00AXP
8$54,723$14,648.56$67,475$26,855.93$12.8KAXP
9$87,439$28,884.39$151,831$79,632.36$64.4KAXP
10$155,843$62,283.88$461,382$298,922.75$305.5KAXP

PNC vs AXP: Complete Analysis 2026

PNCFinancials

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.

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AXPFinancials

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Full AXP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.