HomeComparePNC vs MCO

PNC vs MCO: Dividend Comparison 2026

PNC yields 3.32% · MCO yields 0.89%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCO wins by $51.3K in total portfolio value· pulled ahead in Year 9
10 years
PNC
PNC
● Live price
3.32%
Share price
$201.66
Annual div
$6.70
5Y div CAGR
44.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$155.8K
Annual income
$62,283.88
Full PNC calculator →
MCO
MCO
● Live price
0.89%
Share price
$432.05
Annual div
$3.85
5Y div CAGR
74.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$207.2K
Annual income
$113,279.94
Full MCO calculator →

Portfolio growth — PNC vs MCO

📍 MCO pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNCMCO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PNC + MCO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PNC pays
MCO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNC
Annual income on $10K today (after 15% tax)
$282.41/yr
After 10yr DRIP, annual income (after tax)
$52,941.30/yr
MCO
Annual income on $10K today (after 15% tax)
$75.74/yr
After 10yr DRIP, annual income (after tax)
$96,287.95/yr
At 15% tax rate, MCO beats the other by $43,346.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNC + MCO for your $10,000?

PNC: 50%MCO: 50%
100% MCO50/50100% PNC
Portfolio after 10yr
$181.5K
Annual income
$87,781.91/yr
Blended yield
48.36%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PNC right now

PNC
Analyst Ratings
22
Buy
22
Hold
2
Sell
Consensus: Buy
Price Target
$244.44
+21.2% upside vs current
Range: $206.00 — $284.00
Altman Z
0.2
Piotroski
8/9
MCO
Analyst Ratings
18
Buy
13
Hold
1
Sell
Consensus: Buy
Price Target
$543.08
+25.7% upside vs current
Range: $480.00 — $620.00
Altman Z
5.3
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNC buys
0
MCO buys
0
No recent congressional trades found for PNC or MCO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNCMCO
Forward yield3.32%0.89%
Annual dividend / share$6.70$3.85
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.4%74.8%
Portfolio after 10y$155.8K$207.2K
Annual income after 10y$62,283.88$113,279.94
Total dividends collected$125.2K$178.5K
Payment frequencyquarterlyquarterly
SectorFinancialsFinancials
Analyst consensusBuyBuy
Analyst price target$244.44$543.08

Year-by-year: PNC vs MCO ($10,000, DRIP)

YearPNC PortfolioPNC Income/yrMCO PortfolioMCO Income/yrGap
1$11,180$479.76$10,856$155.76+$324.00PNC
2$12,686$723.83$11,892$276.24+$794.00PNC
3$14,683$1,108.46$13,219$494.35+$1.5KPNC
4$17,442$1,731.32$15,042$897.70+$2.4KPNC
5$21,438$2,775.53$17,763$1,668.77+$3.7KPNC
6$27,543$4,603.92$22,226$3,219.45+$5.3KPNC
7$37,453$7,982.36$30,363$6,580.83+$7.1KPNC
8$54,723$14,648.56$47,175$14,686.41+$7.5KPNC
9← crossover$87,439$28,884.39$87,754$37,276.83$315.00MCO
10$155,843$62,283.88$207,177$113,279.94$51.3KMCO

PNC vs MCO: Complete Analysis 2026

PNCFinancials

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.

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MCOFinancials

Moody's Corporation operates as an integrated risk assessment firm worldwide. It operates in two segments, Moody's Investors Service and Moody's Analytics. The Moody's Investors Service segment publishes credit ratings and provides assessment services on various debt obligations, programs and facilities, and entities that issue such obligations, such as various corporate, financial institution, and governmental obligations, as well as and structured finance securities. This segment provides ratings in approximately 140 countries. Its ratings are disseminated through press releases to the public through electronic media, including the internet and real-time information systems used by securities traders and investors. This segment has rated approximately 5,000 non-financial corporates; 3,600 financial institutions; 16,000 public finance issuers; 145 sovereigns; 47 supranational institutions; 459 sub-sovereigns; and 1,000 infrastructure and project finance issuers, as well as 9,100 structured finance deals. The Moody's Analytics segment develops a range of products and services that support the risk management activities of institutional participants in financial markets; and offers subscription based research, data, and analytical products comprising credit ratings, credit research, quantitative credit scores and other analytical tools, economic research and forecasts, business intelligence and company information products, commercial real estate data and analytical tools, and on-line and classroom-based training services, as well as credentialing and certification services. It also offers offshore analytical and research services with learning solutions and certification programs; and software solutions, as well as related risk management services. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody's Corporation in September 2000. Moody's Corporation was founded in 1900 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.