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PNC vs XOM: Dividend Comparison 2026

PNC yields 4.00% · XOM yields 3.58% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $18.7K in total portfolio value
10 years
PNC
PNC
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full PNC calculator →
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →

Portfolio growth — PNC vs XOM

Annual dividend income

MetricPNCXOM
Forward yield4.00%3.58%
Annual dividend / share$2.00$3.88
Payout ratio50%44%
1-year div growth5%4%
5-year div CAGR5%3.5%
Portfolio after 10y$28.0K$46.7K
Annual income after 10y$899.19$616.62
Total dividends collected$6.4K$4.9K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy

Year-by-year: PNC vs XOM ($10,000, DRIP)

YearPNC PortfolioPNC Income/yrXOM PortfolioXOM Income/yrGap
1$11,120$420.00$11,790$370.12$670.00XOM
2$12,357$458.31$13,860$395.49$1.5KXOM
3$13,721$499.76$16,249$421.35$2.5KXOM
4$15,227$544.58$19,004$447.71$3.8KXOM
5$16,885$593.02$22,178$474.56$5.3KXOM
6$18,713$645.34$25,829$501.91$7.1KXOM
7$20,724$701.81$30,026$529.77$9.3KXOM
8$22,938$762.73$34,848$558.16$11.9KXOM
9$25,372$828.41$40,383$587.10$15.0KXOM
10$28,047$899.19$46,735$616.62$18.7KXOM

PNC vs XOM: Complete Analysis 2026

PNCFinancials

PNC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PNC shares.

Full PNC Calculator →

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

Frequently Asked Questions

Is PNC or XOM better for dividend income in 2026?
PNC currently offers a 4.00% yield (2.00/share/year) while XOM offers 3.58% (3.88/share/year). PNC provides higher current income. However, PNC has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PNC vs XOM earn per year?
With $10,000 invested today: PNC pays approximately $400/year. XOM pays approximately $358/year. With DRIP reinvestment over 10 years, these grow to $899/year (PNC) and $617/year (XOM).
Does PNC or XOM pay monthly dividends?
PNC pays quarterly dividends. XOM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.