HomeComparePNC vs XPO

PNC vs XPO: Dividend Comparison 2026

PNC yields 3.32% · XPO yields 1.07%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PNC wins by $134.6K in total portfolio value
10 years
PNC
PNC
● Live price
3.32%
Share price
$201.66
Annual div
$6.70
5Y div CAGR
44.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$155.8K
Annual income
$62,283.88
Full PNC calculator →
XPO
XPO
● Live price
1.07%
Share price
$186.40
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$115.03
Full XPO calculator →

Portfolio growth — PNC vs XPO

📍 PNC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNCXPO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PNC + XPO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PNC pays
XPO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNC
Annual income on $10K today (after 15% tax)
$282.41/yr
After 10yr DRIP, annual income (after tax)
$52,941.30/yr
XPO
Annual income on $10K today (after 15% tax)
$91.20/yr
After 10yr DRIP, annual income (after tax)
$97.78/yr
At 15% tax rate, PNC beats the other by $52,843.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNC + XPO for your $10,000?

PNC: 50%XPO: 50%
100% XPO50/50100% PNC
Portfolio after 10yr
$88.5K
Annual income
$31,199.46/yr
Blended yield
35.24%
📊

Analyst Conviction Gap

Where Wall Street is split right now

PNC
Analyst Ratings
22
Buy
22
Hold
2
Sell
Consensus: Buy
Price Target
$244.44
+21.2% upside vs current
Range: $206.00 — $284.00
Altman Z
0.2
Piotroski
8/9
XPO
Analyst Ratings
21
Buy
10
Hold
1
Sell
Consensus: Buy
Price Target
$190.33
+2.1% upside vs current
Range: $95.00 — $250.00
Altman Z
3.5
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNC buys
0
XPO buys
0
No recent congressional trades found for PNC or XPO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNCXPO
Forward yield3.32%1.07%
Annual dividend / share$6.70$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.4%0%
Portfolio after 10y$155.8K$21.2K
Annual income after 10y$62,283.88$115.03
Total dividends collected$125.2K$1.1K
Payment frequencyquarterlyquarterly
SectorFinancialsIndustrials
Analyst consensusBuyBuy
Analyst price target$244.44$190.33

Year-by-year: PNC vs XPO ($10,000, DRIP)

YearPNC PortfolioPNC Income/yrXPO PortfolioXPO Income/yrGap
1← crossover$11,180$479.76$10,807$107.30+$373.00PNC
2$12,686$723.83$11,672$108.37+$1.0KPNC
3$14,683$1,108.46$12,599$109.39+$2.1KPNC
4$17,442$1,731.32$13,591$110.35+$3.9KPNC
5$21,438$2,775.53$14,653$111.25+$6.8KPNC
6$27,543$4,603.92$15,791$112.10+$11.8KPNC
7$37,453$7,982.36$17,010$112.90+$20.4KPNC
8$54,723$14,648.56$18,314$113.66+$36.4KPNC
9$87,439$28,884.39$19,710$114.37+$67.7KPNC
10$155,843$62,283.88$21,205$115.03+$134.6KPNC

PNC vs XPO: Complete Analysis 2026

PNCFinancials

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.

Full PNC Calculator →

XPOIndustrials

XPO Logistics, Inc. provides freight transportation services in the United States, rest of North America, France, the United Kingdom, rest of Europe, and internationally. The company operates in two segments, North American LTL and Brokerage and Other Services. The North American LTL segment provides customers with less-than-truckload (LTL) services, such as geographic density and day-definite regional, inter-regional, and transcontinental LTL freight services. This segment also offers cross-border U.S. service to and from Mexico and Canada, as well as intra-Canada service. The Brokerage and Other Services segment offers last mile logistics for heavy goods sold through e-commerce, omnichannel retail, and direct-to-consumer channels, as well as other non-core brokered freight transportation modes. It provides its services to customers in various industries, such as industrial and manufacturing, retail and e-commerce, food and beverage, logistics and transportation, and consumer goods. The company was incorporated in 2000 and is based in Greenwich, Connecticut.

Full XPO Calculator →
📬

Get this PNC vs XPO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PNC vs SCHDPNC vs JEPIPNC vs OPNC vs KOPNC vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.