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PNGAY vs PM: Dividend Comparison 2026

PNGAY yields 4.30% · PM yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PNGAY wins by $2.7K in total portfolio value· pulled ahead in Year 10
10 years
PNGAY
PNGAY
● Live price
4.30%
Share price
$15.42
Annual div
$0.66
5Y div CAGR
23.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$52.3K
Annual income
$8,043.36
Full PNGAY calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — PNGAY vs PM

📍 PNGAY pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNGAYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PNGAY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PNGAY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNGAY
Annual income on $10K today (after 15% tax)
$365.54/yr
After 10yr DRIP, annual income (after tax)
$6,836.86/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, PNGAY beats the other by $4,718.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNGAY + PM for your $10,000?

PNGAY: 50%PM: 50%
100% PM50/50100% PNGAY
Portfolio after 10yr
$50.9K
Annual income
$5,267.69/yr
Blended yield
10.35%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

PNGAY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.3
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNGAY buys
0
PM buys
0
No recent congressional trades found for PNGAY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNGAYPM
Forward yield4.30%3.48%
Annual dividend / share$0.66$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR23.6%17.2%
Portfolio after 10y$52.3K$49.6K
Annual income after 10y$8,043.36$2,492.02
Total dividends collected$27.6K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: PNGAY vs PM ($10,000, DRIP)

YearPNGAY PortfolioPNGAY Income/yrPM PortfolioPM Income/yrGap
1$11,232$531.54$11,648$408.29$416.00PM
2$12,707$689.63$13,589$495.90$882.00PM
3$14,498$901.29$15,877$603.21$1.4KPM
4$16,701$1,187.84$18,580$734.88$1.9KPM
5$19,451$1,580.58$21,781$896.75$2.3KPM
6$22,938$2,126.40$25,578$1,096.12$2.6KPM
7$27,441$2,896.76$30,092$1,342.17$2.7KPM
8$33,365$4,002.96$35,470$1,646.46$2.1KPM
9$41,322$5,622.18$41,892$2,023.58$570.00PM
10← crossover$52,258$8,043.36$49,578$2,492.02+$2.7KPNGAY

PNGAY vs PM: Complete Analysis 2026

PNGAYStock

Ping An Insurance (Group) Company of China, Ltd. provides financial products and services for insurance, banking, asset management, and fintech and healthtech businesses in the People's Republic of China. The company's Life and Health Insurance segment offers term, whole-life, endowment, annuity, investment-linked, universal life, and health care and medical insurance to individual and corporate customers. Its Property and Casualty Insurance segment provides auto, non-auto, and accident and health insurance to individual and corporate customers. The company's Banking segment undertakes loan and intermediary businesses with corporate and retail customers; and offers wealth management and credit card services to individual customers. Its Trust segment provides trust services; and undertakes investing activities. The company's Securities segment offers brokerage, trading, investment banking, and asset management services. Its Other Asset Management segment provides investment management, finance lease, and other asset management services. The company's Technology segment offers financial and daily-life services through internet platforms, such as financial transaction information service platform, and health care service platform. It also provides annuity insurance, investment management, IT and business process outsourcing, real estate investment, futures brokerage, consulting, project investment, financial advisory, currency brokerage, property agency, fund raising and distribution, real estate development and leasing, and insurance agency services. In addition, the company provides factoring, equity investment, financing guarantee, logistics, management consulting, e-commerce, credit information, and private equity financing services; and operates an expressway, as well as produces and sells consumer chemicals. Ping An Insurance (Group) Company of China, Ltd. was founded in 1988 and is based in Shenzhen, China.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.