Is PNPFF or XYLD a better dividend investment in 2026?

PNPFF currently yields 31.50% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: PNPFF offers higher current income.

What is the dividend yield difference between PNPFF and XYLD?

PNPFF has a forward dividend yield of 31.50% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 20.52 percentage points.

Home › Compare › PNPFF vs XYLD

PNPFF vs XYLD: Dividend Comparison 2026

PNPFF yields 31.50% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PNPFF wins by $119.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PNPFF

● Live price

31.50%

Share price

$6.35

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$144.2K

Annual income

$19,907.68

Full PNPFF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — PNPFF vs XYLD

📍 PNPFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PNPFF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PNPFF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PNPFF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNPFF

Annual income on $10K today (after 15% tax)

$2,677.17/yr

After 10yr DRIP, annual income (after tax)

$16,921.53/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, PNPFF beats the other by $14,185.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PNPFF + XYLD for your $10,000?

PNPFF: 50%XYLD: 50%

100% XYLD50/50100% PNPFF

Portfolio after 10yr

$84.8K

Annual income

$11,563.35/yr

Blended yield

13.64%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNPFF buys

XYLD buys

No recent congressional trades found for PNPFF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPNPFFXYLD

Forward yield	31.50% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$144.2K ✓	$25.3K
Annual income after 10y	$19,907.68 ✓	$3,219.02
Total dividends collected	$100.3K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PNPFF vs XYLD ($10,000, DRIP)

Year	PNPFF Portfolio	PNPFF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,850	$3,149.61	$10,818	$1,098.39	+$3.0K → PNPFF
2	$18,896	$4,076.71	$11,738	$1,222.51	+$7.2K → PNPFF
3	$25,417	$5,198.21	$12,774	$1,364.64	+$12.6K → PNPFF
4	$33,731	$6,534.68	$13,944	$1,527.86	+$19.8K → PNPFF
5	$44,197	$8,104.84	$15,270	$1,715.87	+$28.9K → PNPFF
6	$57,215	$9,924.89	$16,775	$1,933.09	+$40.4K → PNPFF
7	$73,228	$12,007.84	$18,490	$2,184.87	+$54.7K → PNPFF
8	$92,717	$14,363.08	$20,450	$2,477.63	+$72.3K → PNPFF
9	$116,203	$16,995.97	$22,697	$2,819.19	+$93.5K → PNPFF
10	$144,245	$19,907.68	$25,280	$3,219.02	+$119.0K → PNPFF

PNPFF vs XYLD: Complete Analysis 2026

PNPFF — Stock

Pinetree Capital Ltd. is a venture capital and private equity firm specializing in early to later stage venture, middle market, mature, later stage, turnaround, emerging growth and growth capital investments in micro and small cap companies. The firm prefers to invest in all the sector except materials, real estate & energy. It typically invests in USA, Canada and Europe. The firm invests primarily in equities as well as debt and convertible securities. Pinetree Capital Ltd. was founded in 1992 and is based in Toronto, Canada.

Full PNPFF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.