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PNX vs SCHD: Dividend Comparison 2026

PNX yields 16.34% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PNX wins by $29.2K in total portfolio value
10 years
PNX
PNX
● Live price
16.34%
Share price
$12.24
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$58.2K
Annual income
$4,462.37
Full PNX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — PNX vs SCHD

📍 PNX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PNX + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PNX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNX
Annual income on $10K today (after 15% tax)
$1,388.89/yr
After 10yr DRIP, annual income (after tax)
$3,793.01/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, PNX beats the other by $3,433.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNX + SCHD for your $10,000?

PNX: 50%SCHD: 50%
100% SCHD50/50100% PNX
Portfolio after 10yr
$43.6K
Annual income
$2,442.49/yr
Blended yield
5.61%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNX buys
0
SCHD buys
0
No recent congressional trades found for PNX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNXSCHD
Forward yield16.34% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$58.2K ✓$29.0K
Annual income after 10y$4,462.37 ✓$422.61
Total dividends collected$29.6K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PNX vs SCHD ($10,000, DRIP)

YearPNX PortfolioPNX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,334$1,633.99$11,224$344.10+$1.1K → PNX
2$15,081$1,883.51$12,567$354.98+$2.5K → PNX
3$18,289$2,152.32$14,038$365.30+$4.3K → PNX
4$22,008$2,439.41$15,648$375.06+$6.4K → PNX
5$26,293$2,743.49$17,410$384.27+$8.9K → PNX
6$31,196$3,063.11$19,335$392.95+$11.9K → PNX
7$36,777$3,396.62$21,437$401.10+$15.3K → PNX
8$43,093$3,742.25$23,733$408.75+$19.4K → PNX
9$50,208$4,098.14$26,237$415.91+$24.0K → PNX
10$58,185$4,462.37$28,968$422.61+$29.2K → PNX

PNX vs SCHD: Complete Analysis 2026

PNX — Stock

PNX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PNX shares.

Full PNX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.