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POCT vs DVY: Dividend Comparison 2026

POCT yields 4.64% · DVY yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $944.00 in total portfolio value· pulled ahead in Year 6
10 years
POCT
POCT
● Live price
4.64%
Share price
$43.11
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.1K
Annual income
$624.46
Full POCT calculator →
DVY
DVY
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full DVY calculator →

Portfolio growth — POCT vs DVY

📍 DVY pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPOCTDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, POCT + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
POCT pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

POCT
Annual income on $10K today (after 15% tax)
$394.34/yr
After 10yr DRIP, annual income (after tax)
$530.79/yr
DVY
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, DVY beats the other by $233.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of POCT + DVY for your $10,000?

POCT: 50%DVY: 50%
100% DVY50/50100% POCT
Portfolio after 10yr
$27.6K
Annual income
$761.83/yr
Blended yield
2.76%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

POCT buys
0
DVY buys
0
No recent congressional trades found for POCT or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPOCTDVY
Forward yield4.64% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$27.1K$28.0K ✓
Annual income after 10y$624.46$899.19 ✓
Total dividends collected$5.5K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: POCT vs DVY ($10,000, DRIP)

YearPOCT PortfolioPOCT Income/yrDVY PortfolioDVY Income/yrGap
1$11,164$463.93$11,120$420.00+$44.00 → POCT
2$12,429$484.04$12,357$458.31+$72.00 → POCT
3$13,803$503.66$13,721$499.76+$82.00 → POCT
4$15,292$522.73$15,227$544.58+$65.00 → POCT
5$16,904$541.23$16,885$593.02+$19.00 → POCT
6← crossover$18,646$559.14$18,713$645.34$67.00 → DVY
7$20,528$576.42$20,724$701.81$196.00 → DVY
8$22,558$593.07$22,938$762.73$380.00 → DVY
9$24,746$609.09$25,372$828.41$626.00 → DVY
10$27,103$624.46$28,047$899.19$944.00 → DVY

POCT vs DVY: Complete Analysis 2026

POCT — Stock

The Innovator U.S. Equity Power Buffer ETF seeks to track the return of the SPDR S&P 500 ETF Trust (SPY), up to a predetermined cap, while buffering investors against the first 15% of losses over the outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full POCT Calculator →

DVY — ETF

DVY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DVY shares.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.