Is PONT or ADC a better dividend investment in 2026?

PONT currently yields 1.66% with a 5% 5-year dividend growth rate. ADC yields 4.11% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income.

What is the dividend yield difference between PONT and ADC?

PONT has a forward dividend yield of 1.66% ($13.25/share annually). ADC yields 4.11% ($3.10/share annually). The yield gap is 2.45 percentage points.

Home › Compare › PONT vs ADC

PONT vs ADC: Dividend Comparison 2026

PONT yields 1.66% · ADC yields 4.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PONT wins by $29.02M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PONT

● Live price

1.66%

Share price

$800.00

Annual div

$13.25

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.20M

Annual income

$26,162,147.01

Full PONT calculator →

ADC

Agree Realty Corporation

● Live price

4.11%

Share price

$75.38

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$176.9K

Annual income

$79,647.25

Full ADC calculator →

Portfolio growth — PONT vs ADC

📍 PONT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PONT	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PONT + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PONT pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PONT

Annual income on $10K today (after 15% tax)

$140.78/yr

After 10yr DRIP, annual income (after tax)

$22,237,824.96/yr

ADC

Annual income on $10K today (after 15% tax)

$349.45/yr

After 10yr DRIP, annual income (after tax)

$67,700.16/yr

At 15% tax rate, PONT beats the other by $22,170,124.80/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PONT + ADC for your $10,000?

PONT: 50%ADC: 50%

100% ADC50/50100% PONT

Portfolio after 10yr

$14.69M

Annual income

$13,120,897.13/yr

Blended yield

89.34%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

PONT

No analyst data

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+7.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PONT buys

ADC buys

No recent congressional trades found for PONT or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPONTADC

Forward yield	1.66%	4.11% ✓
Annual dividend / share	$13.25 ✓	$3.10
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	40.4%
Portfolio after 10y	$29.20M	$176.9K ✓
Annual income after 10y	$26,162,147.01 ✓	$79,647.25
Total dividends collected	$28.94M	$154.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: PONT vs ADC ($10,000, DRIP)

Year	PONT Portfolio	PONT Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$11,031	$331.25	$10,987	$577.21	+$44.00 → PONT
2	$12,486	$683.01	$12,293	$855.34	+$193.00 → PONT
3	$14,806	$1,445.06	$14,088	$1,290.70	+$718.00 → PONT
4	$19,045	$3,202.72	$16,660	$1,994.91	+$2.4K → PONT
5	$28,078	$7,700.42	$20,525	$3,181.85	+$7.6K → PONT
6	$51,264	$21,220.55	$26,654	$5,286.90	+$24.6K → PONT
7	$127,271	$72,418.21	$37,006	$9,259.47	+$90.3K → PONT
8	$472,234	$336,053.71	$55,862	$17,338.74	+$416.4K → PONT
9	$2,835,969	$2,330,679.38	$93,452	$35,300.32	+$2.74M → PONT
10	$29,196,634	$26,162,147.01	$176,931	$79,647.25	+$29.02M → PONT

PONT vs ADC: Complete Analysis 2026

PONT — Stock

Pontiac Bancorp, Inc. provides various financial services to individuals and businesses in Livingston county, Grundy county, Tazewell County, McLean County, and their surrounding communities. The company accepts various deposit products, such as checking, savings, and money market accounts; and certificates of deposit. It also offers online banking and bill pay, mobile banking, debit/ATM card, personal credit cards, telebank, and convenient services; deposit rates, and personal solutions. It also provides business money market, loans, commercial loan, and business solutions. In addition, the company offers consumer loan, loan insurance, and payment protection plans, as well as agriculture, equipment, livestock, agriculture real estate, and guaranteed loans; crop insurance, and trust services. The company was founded in 1947 and is based in Pontiac, Illinois.

Full PONT Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.