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PONT vs MO: Dividend Comparison 2026

PONT yields 1.66% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PONT wins by $29.12M in total portfolio value
10 years
PONT
PONT
● Live price
1.66%
Share price
$800.00
Annual div
$13.25
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.20M
Annual income
$26,162,147.01
Full PONT calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — PONT vs MO

📍 PONT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPONTMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PONT + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PONT pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PONT
Annual income on $10K today (after 15% tax)
$140.78/yr
After 10yr DRIP, annual income (after tax)
$22,237,824.96/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, PONT beats the other by $22,213,201.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PONT + MO for your $10,000?

PONT: 50%MO: 50%
100% MO50/50100% PONT
Portfolio after 10yr
$14.64M
Annual income
$13,095,557.78/yr
Blended yield
89.47%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

PONT
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PONT buys
0
MO buys
0
No recent congressional trades found for PONT or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPONTMO
Forward yield1.66%6.27%
Annual dividend / share$13.25$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$29.20M$77.7K
Annual income after 10y$26,162,147.01$28,968.54
Total dividends collected$28.94M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PONT vs MO ($10,000, DRIP)

YearPONT PortfolioPONT Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,031$331.25$10,558$768.31+$473.00PONT
2$12,486$683.01$11,352$1,015.87+$1.1KPONT
3$14,806$1,445.06$12,482$1,367.86+$2.3KPONT
4$19,045$3,202.72$14,103$1,883.39+$4.9KPONT
5$28,078$7,700.42$16,472$2,664.91+$11.6KPONT
6$51,264$21,220.55$20,024$3,897.79+$31.2KPONT
7$127,271$72,418.21$25,537$5,933.74+$101.7KPONT
8$472,234$336,053.71$34,478$9,476.77+$437.8KPONT
9$2,835,969$2,330,679.38$49,776$16,022.63+$2.79MPONT
10$29,196,634$26,162,147.01$77,699$28,968.54+$29.12MPONT

PONT vs MO: Complete Analysis 2026

PONTStock

Pontiac Bancorp, Inc. provides various financial services to individuals and businesses in Livingston county, Grundy county, Tazewell County, McLean County, and their surrounding communities. The company accepts various deposit products, such as checking, savings, and money market accounts; and certificates of deposit. It also offers online banking and bill pay, mobile banking, debit/ATM card, personal credit cards, telebank, and convenient services; deposit rates, and personal solutions. It also provides business money market, loans, commercial loan, and business solutions. In addition, the company offers consumer loan, loan insurance, and payment protection plans, as well as agriculture, equipment, livestock, agriculture real estate, and guaranteed loans; crop insurance, and trust services. The company was founded in 1947 and is based in Pontiac, Illinois.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.