HomeComparePOR vs DFS

POR vs DFS: Dividend Comparison 2026

POR yields 3.99% · DFS yields 1.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $315.9K in total portfolio value· pulled ahead in Year 6
10 years
POR
POR
● Live price
3.99%
Share price
$52.62
Annual div
$2.10
5Y div CAGR
30.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.5K
Annual income
$15,382.21
Full POR calculator →
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →

Portfolio growth — POR vs DFS

📍 DFS pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPORDFS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, POR + DFS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
POR pays
DFS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

POR
Annual income on $10K today (after 15% tax)
$339.22/yr
After 10yr DRIP, annual income (after tax)
$13,074.88/yr
DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
At 15% tax rate, DFS beats the other by $186,885.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of POR + DFS for your $10,000?

POR: 50%DFS: 50%
100% DFS50/50100% POR
Portfolio after 10yr
$227.5K
Annual income
$125,314.68/yr
Blended yield
55.08%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

POR
Analyst Ratings
6
Buy
15
Hold
2
Sell
Consensus: Hold
Price Target
$51.14
-2.8% upside vs current
Range: $46.00 — $58.00
Altman Z
1.0
Piotroski
5/9
DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

POR buys
0
DFS buys
6
PoliticianChamberTickerTypeAmountDate
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002025-01-09
Michael McCaul🏢 House$DFS▼ Sell$1,001 - $15,0002024-11-19
John James🏢 House$DFS▼ Sell$1,001 - $15,0002024-09-04
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002024-08-26
Scott Mr Franklin🏢 House$DFS▼ Sell$50,001 - $100,0002024-08-06
Scott Mr Franklin🏢 House$DFS▼ Sell$1,001 - $15,0002024-08-01
John James🏢 House$DFS▲ Buy$1,001 - $15,0002024-07-18
Michael McCaul🏢 House$DFS▲ Buy$15,001 - $50,0002024-03-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPORDFS
Forward yield3.99%1.40%
Annual dividend / share$2.10$2.80
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.2%71.5%
Portfolio after 10y$69.5K$385.5K
Annual income after 10y$15,382.21$235,247.16
Total dividends collected$43.5K$350.7K
Payment frequencyquarterlyquarterly
SectorStockFinancials
Analyst consensusHoldBuy
Analyst price target$51.14$142.26

Year-by-year: POR vs DFS ($10,000, DRIP)

YearPOR PortfolioPOR Income/yrDFS PortfolioDFS Income/yrGap
1$11,220$519.61$10,940$240.04+$280.00POR
2$12,714$709.39$12,127$420.90+$587.00POR
3$14,583$978.20$13,723$747.81+$860.00POR
4$16,969$1,365.20$16,040$1,356.40+$929.00POR
5$20,089$1,933.01$19,704$2,541.10+$385.00POR
6← crossover$24,280$2,784.72$26,087$5,003.21$1.8KDFS
7$30,075$4,095.41$38,530$10,616.67$8.5KDFS
8$38,353$6,172.78$66,360$25,132.82$28.0KDFS
9$50,617$9,578.59$140,384$69,379.29$89.8KDFS
10$69,542$15,382.21$385,458$235,247.16$315.9KDFS

POR vs DFS: Complete Analysis 2026

PORStock

Portland General Electric Company, an integrated electric utility company, engages in the generation, wholesale purchase, transmission, distribution, and retail sale of electricity in the state of Oregon. It operates six thermal plants, three wind farms, and seven hydroelectric facilities. As of December 31, 2021, the company owned an electric transmission system consisting of 1,274 circuit miles, including 287 circuit miles of 500 kilovolt line, 415 circuit miles of 230 kilovolt line, and 572 miles of 115 kilovolt line. It has 28,206 circuit miles of distribution lines. The company also purchases and sells wholesale natural gas in the United States and Canada. It serves approximately 917 thousand residential, commercial, and industrial customers in 51 cities. The company was founded in 1889 and is headquartered in Portland, Oregon.

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DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.