HomeComparePOSAF vs PM

POSAF vs PM: Dividend Comparison 2026

POSAF yields 5714.29% · PM yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 POSAF wins by $228153224412509.53M in total portfolio value
10 years
POSAF
POSAF
● Live price
5714.29%
Share price
$0.04
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$228153224412509.59M
Annual income
$220,560,399,839,122,060,000.00
Full POSAF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — POSAF vs PM

📍 POSAF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPOSAFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, POSAF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
POSAF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

POSAF
Annual income on $10K today (after 15% tax)
$485,714.29/yr
After 10yr DRIP, annual income (after tax)
$187,476,339,863,253,750,000.00/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, POSAF beats the other by $187,476,339,863,253,750,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of POSAF + PM for your $10,000?

POSAF: 50%PM: 50%
100% PM50/50100% POSAF
Portfolio after 10yr
$114076612206254.83M
Annual income
$110,280,199,919,561,030,000.00/yr
Blended yield
96.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

POSAF
No analyst data
Altman Z
-6.2
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

POSAF buys
0
PM buys
0
No recent congressional trades found for POSAF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPOSAFPM
Forward yield5714.29%3.48%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$228153224412509.59M$49.6K
Annual income after 10y$220,560,399,839,122,060,000.00$2,492.02
Total dividends collected$227641622319776.13M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: POSAF vs PM ($10,000, DRIP)

YearPOSAF PortfolioPOSAF Income/yrPM PortfolioPM Income/yrGap
1← crossover$582,129$571,428.57$11,648$408.29+$570.5KPOSAF
2$31,711,186$31,088,308.22$13,589$495.90+$31.70MPOSAF
3$1,616,661,128$1,582,730,159.44$15,877$603.21+$1616.65MPOSAF
4$77,139,944,357$75,410,116,950.20$18,580$734.88+$77139.93MPOSAF
5$3,445,379,409,484$3,362,839,669,021.90$21,781$896.75+$3445379.39MPOSAF
6$144,058,436,084,716$140,371,880,116,567.28$25,578$1,096.12+$144058436.06MPOSAF
7$5,639,412,164,337,400$5,485,269,637,726,755.00$30,092$1,342.17+$5639412164.31MPOSAF
8$206,716,597,857,094,600$200,682,426,841,253,570.00$35,470$1,646.46+$206716597857.06MPOSAF
9$7,096,097,732,137,874,000$6,874,910,972,430,782,000.00$41,892$2,023.58+$7096097732137.83MPOSAF
10$228,153,224,412,509,600,000$220,560,399,839,122,060,000.00$49,578$2,492.02+$228153224412509.53MPOSAF

POSAF vs PM: Complete Analysis 2026

POSAFStock

POSaBIT Systems Corporation, a financial technology company, provides block chain-enabled payment processing and point-of-sale systems for cash-only businesses with a focus on the cannabis industry in the United States. The company is headquartered in Kirkland, Washington.

Full POSAF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.