Is POSAX or XYLD a better dividend investment in 2026?

POSAX currently yields 2.44% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between POSAX and XYLD?

POSAX has a forward dividend yield of 2.44% ($0.21/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.54 percentage points.

Home › Compare › POSAX vs XYLD

POSAX vs XYLD: Dividend Comparison 2026

POSAX yields 2.44% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.0K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

POSAX

● Live price

2.44%

Share price

$8.68

Annual div

$0.21

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.3K

Annual income

$286.11

Full POSAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — POSAX vs XYLD

📍 XYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	POSAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, POSAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

POSAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

POSAX

Annual income on $10K today (after 15% tax)

$207.70/yr

After 10yr DRIP, annual income (after tax)

$243.19/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,492.97/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of POSAX + XYLD for your $10,000?

POSAX: 50%XYLD: 50%

100% XYLD50/50100% POSAX

Portfolio after 10yr

$24.3K

Annual income

$1,752.57/yr

Blended yield

7.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

POSAX buys

XYLD buys

No recent congressional trades found for POSAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPOSAXXYLD

Forward yield	2.44%	10.98% ✓
Annual dividend / share	$0.21	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.3K	$25.3K ✓
Annual income after 10y	$286.11	$3,219.02 ✓
Total dividends collected	$2.7K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: POSAX vs XYLD ($10,000, DRIP)

Year	POSAX Portfolio	POSAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,944	$244.35	$10,818	$1,098.39	+$126.00 → POSAX
2	$11,960	$249.94	$11,738	$1,222.51	+$222.00 → POSAX
3	$13,053	$255.27	$12,774	$1,364.64	+$279.00 → POSAX
4	$14,227	$260.36	$13,944	$1,527.86	+$283.00 → POSAX
5	$15,488	$265.21	$15,270	$1,715.87	+$218.00 → POSAX
6	$16,842	$269.84	$16,775	$1,933.09	+$67.00 → POSAX
7← crossover	$18,295	$274.23	$18,490	$2,184.87	$195.00 → XYLD
8	$19,854	$278.40	$20,450	$2,477.63	$596.00 → XYLD
9	$21,526	$282.36	$22,697	$2,819.19	$1.2K → XYLD
10	$23,319	$286.11	$25,280	$3,219.02	$2.0K → XYLD

POSAX vs XYLD: Complete Analysis 2026

POSAX — Stock

Under normal circumstances, the fund invests at least 80% of its net assets, plus any borrowings for investment purposes, in equity securities of U.S. and non-U.S. companies principally engaged in the real estate industry at the time of purchase. For the fund's investment policies, a real estate company has at least 50% of its assets, income or profits derived from products or services related to the real estate industry.

Full POSAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.