Is POYYF or XYLD a better dividend investment in 2026?

POYYF currently yields 64.72% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: POYYF offers higher current income.

What is the dividend yield difference between POYYF and XYLD?

POYYF has a forward dividend yield of 64.72% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 53.74 percentage points.

Home › Compare › POYYF vs XYLD

POYYF vs XYLD: Dividend Comparison 2026

POYYF yields 64.72% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 POYYF wins by $7.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

POYYF

● Live price

64.72%

Share price

$3.09

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.0K

Annual income

$10.60

Full POYYF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — POYYF vs XYLD

📍 POYYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	POYYF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, POYYF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

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POYYF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

POYYF

Annual income on $10K today (after 15% tax)

$5,501.62/yr

After 10yr DRIP, annual income (after tax)

$9.01/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,727.16/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of POYYF + XYLD for your $10,000?

POYYF: 50%XYLD: 50%

100% XYLD50/50100% POYYF

Portfolio after 10yr

$29.1K

Annual income

$1,614.81/yr

Blended yield

5.54%

📊

Analyst Conviction Gap

Where Wall Street is split right now

POYYF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

6.9

Piotroski

8/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

POYYF buys

XYLD buys

No recent congressional trades found for POYYF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPOYYFXYLD

Forward yield	64.72% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$33.0K ✓	$25.3K
Annual income after 10y	$10.60	$3,219.02 ✓
Total dividends collected	$7.8K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: POYYF vs XYLD ($10,000, DRIP)

Year	POYYF Portfolio	POYYF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,936	$3,236.25	$10,818	$1,098.39	+$3.1K → POYYF
2	$17,019	$2,107.53	$11,738	$1,222.51	+$5.3K → POYYF
3	$19,413	$1,202.70	$12,774	$1,364.64	+$6.6K → POYYF
4	$21,413	$641.06	$13,944	$1,527.86	+$7.5K → POYYF
5	$23,243	$330.42	$15,270	$1,715.87	+$8.0K → POYYF
6	$25,037	$167.59	$16,775	$1,933.09	+$8.3K → POYYF
7	$26,874	$84.36	$18,490	$2,184.87	+$8.4K → POYYF
8	$28,798	$42.31	$20,450	$2,477.63	+$8.3K → POYYF
9	$30,835	$21.19	$22,697	$2,819.19	+$8.1K → POYYF
10	$33,004	$10.60	$25,280	$3,219.02	+$7.7K → POYYF

POYYF vs XYLD: Complete Analysis 2026

POYYF — Stock

Polymetal International plc operates as a precious metals mining company in Russia, Kazakhstan, East Asia, and Europe. It operates through five segments: Magadan, Ural, Khabarovsk, Kazakhstan, and Yakutia. The company is involved in the exploration, extraction, processing, and reclamation of gold, silver, copper, zinc, and platinum group metals. Its flagship project is the Kyzyl property located in the East Kazakhstan Region, Kazakhstan. Polymetal International plc was founded in 1998 and is headquartered in Limassol, Cyprus.

Full POYYF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.