HomeComparePPAL vs SCHD

PPAL vs SCHD: Dividend Comparison 2026

PPAL yields 2.08% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PPAL wins by $8.0K in total portfolio value· pulled ahead in Year 7
10 years
PPAL
PPAL
● Live price
2.08%
Share price
$60.10
Annual div
$1.25
5Y div CAGR
28.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.0K
Annual income
$4,313.32
Full PPAL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PPAL vs SCHD

📍 PPAL pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPPALSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PPAL + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PPAL pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPAL
Annual income on $10K today (after 15% tax)
$176.79/yr
After 10yr DRIP, annual income (after tax)
$3,666.32/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PPAL beats the other by $3,304.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PPAL + SCHD for your $10,000?

PPAL: 50%SCHD: 50%
100% SCHD50/50100% PPAL
Portfolio after 10yr
$33.0K
Annual income
$2,369.63/yr
Blended yield
7.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPAL buys
0
SCHD buys
0
No recent congressional trades found for PPAL or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPPALSCHD
Forward yield2.08%3.46%
Annual dividend / share$1.25$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.7%0%
Portfolio after 10y$37.0K$29.0K
Annual income after 10y$4,313.32$425.95
Total dividends collected$14.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PPAL vs SCHD ($10,000, DRIP)

YearPPAL PortfolioPPAL Income/yrSCHD PortfolioSCHD Income/yrGap
1$10,968$267.68$11,226$346.36$258.00SCHD
2$12,089$353.12$12,572$357.38$483.00SCHD
3$13,403$468.14$14,046$367.84$643.00SCHD
4$14,965$624.30$15,660$377.73$695.00SCHD
5$16,851$838.46$17,425$387.07$574.00SCHD
6$19,167$1,135.60$19,354$395.86$187.00SCHD
7← crossover$22,062$1,553.56$21,461$404.13+$601.00PPAL
8$25,757$2,150.89$23,762$411.89+$2.0KPPAL
9$30,580$3,020.43$26,272$419.15+$4.3KPPAL
10$37,034$4,313.32$29,010$425.95+$8.0KPPAL

PPAL vs SCHD: Complete Analysis 2026

PPALStock

Peoples Trust Company of St. Albans provides various financial services to individuals, municipalities, commercial, and non-profit customers in northwestern Vermont, the United States. The company accepts checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers personal loans, loans to purchase auto and recreational vehicles, and debt consolidation services; business loans, commercial real estate loans, construction loans, commercial lending, lines of credit, and business equipment and vehicle loans; and mortgage loans. In addition, the company provides cards, direct deposit, switch kit, telephone banking, overdraft protection, trust and investment services, business consulting, ACH origination, merchant deposit capture, merchant services, and wire services, as well as safe deposit boxes and reorder checks. Further, it offers online services, such as online banking, bill pay, eDocs, and mobile/tablet banking. The company was founded in 1886 and is based in Saint Albans, Vermont.

Full PPAL Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.