Is PPBI or RYLD a better dividend investment in 2026?

PPBI currently yields 5.39% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between PPBI and RYLD?

PPBI has a forward dividend yield of 5.39% ($1.32/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 7.00 percentage points.

Home › Compare › PPBI vs RYLD

PPBI vs RYLD: Dividend Comparison 2026

PPBI yields 5.39% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PPBI wins by $943.2K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

PPBI

● Live price

5.39%

Share price

$24.49

Annual div

$1.32

5Y div CAGR

50.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$988.5K

Annual income

$613,145.25

Full PPBI calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — PPBI vs RYLD

📍 PPBI pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PPBI	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PPBI + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PPBI pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPBI

Annual income on $10K today (after 15% tax)

$458.15/yr

After 10yr DRIP, annual income (after tax)

$521,173.46/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, PPBI beats the other by $518,892.93/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PPBI + RYLD for your $10,000?

PPBI: 50%RYLD: 50%

100% RYLD50/50100% PPBI

Portfolio after 10yr

$516.9K

Annual income

$307,914.12/yr

Blended yield

59.57%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PPBI right now

PPBI

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$32.67

+33.4% upside vs current

Range: $26.00 — $41.00

Altman Z

-0.6

Piotroski

7/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPBI buys

RYLD buys

No recent congressional trades found for PPBI or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPPBIRYLD

Forward yield	5.39%	12.39% ✓
Annual dividend / share	$1.32	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	50.5% ✓	0%
Portfolio after 10y	$988.5K ✓	$45.3K
Annual income after 10y	$613,145.25 ✓	$2,682.98
Total dividends collected	$927.4K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PPBI vs RYLD ($10,000, DRIP)

Year	PPBI Portfolio	PPBI Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,511	$811.19	$11,939	$1,239.34	$428.00 → RYLD
2	$13,630	$1,313.39	$14,158	$1,382.89	$528.00 → RYLD
3← crossover	$16,772	$2,187.43	$16,682	$1,532.59	+$90.00 → PPBI
4	$21,732	$3,785.84	$19,537	$1,687.64	+$2.2K → PPBI
5	$30,153	$6,899.67	$22,752	$1,847.20	+$7.4K → PPBI
6	$45,729	$13,465.16	$26,355	$2,010.43	+$19.4K → PPBI
7	$77,652	$28,722.70	$30,376	$2,176.45	+$47.3K → PPBI
8	$151,691	$68,603.25	$34,847	$2,344.43	+$116.8K → PPBI
9	$350,806	$188,496.65	$39,800	$2,513.54	+$311.0K → PPBI
10	$988,508	$613,145.25	$45,269	$2,682.98	+$943.2K → PPBI

PPBI vs RYLD: Complete Analysis 2026

PPBI — Stock

Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides banking services to businesses, professionals, real estate investors, and non-profit organizations. The company accepts deposit products, such as checking, money market, and savings accounts; and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction and land, franchise real estate secured, small business administration (SBA), and SBA paycheck protection program loans; revolving lines or credit, term loans, seasonal loans, and loans secured by liquid collateral; one-to-four family and home equity lines of credit loans; and savings account secured loans and auto loans. The company also offers cash management, electronic banking, treasury management, and online bill payment services. It operates 61 full-service depository branches located in Arizona, California, Nevada, Oregon, and Washington. Pacific Premier Bancorp, Inc. was founded in 1983 and is headquartered in Irvine, California.

Full PPBI Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.