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PPBI vs SPHD: Dividend Comparison 2026

PPBI yields 5.39% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PPBI wins by $962.0K in total portfolio value
10 years
PPBI
PPBI
● Live price
5.39%
Share price
$24.49
Annual div
$1.32
5Y div CAGR
50.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$988.5K
Annual income
$613,145.25
Full PPBI calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PPBI vs SPHD

📍 PPBI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPPBISPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PPBI + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PPBI pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPBI
Annual income on $10K today (after 15% tax)
$458.15/yr
After 10yr DRIP, annual income (after tax)
$521,173.46/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PPBI beats the other by $520,687.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PPBI + SPHD for your $10,000?

PPBI: 50%SPHD: 50%
100% SPHD50/50100% PPBI
Portfolio after 10yr
$507.5K
Annual income
$306,858.29/yr
Blended yield
60.46%
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Analyst Conviction Gap

Where Wall Street is most bullish on PPBI right now

PPBI
Analyst Ratings
6
Buy
8
Hold
Consensus: Hold
Price Target
$32.67
+33.4% upside vs current
Range: $26.00 — $41.00
Altman Z
-0.6
Piotroski
7/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPBI buys
0
SPHD buys
0
No recent congressional trades found for PPBI or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPPBISPHD
Forward yield5.39%4.33%
Annual dividend / share$1.32$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.5%0%
Portfolio after 10y$988.5K$26.5K
Annual income after 10y$613,145.25$571.32
Total dividends collected$927.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PPBI vs SPHD ($10,000, DRIP)

YearPPBI PortfolioPPBI Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,511$811.19$11,133$432.85+$378.00PPBI
2$13,630$1,313.39$12,363$450.36+$1.3KPPBI
3$16,772$2,187.43$13,695$467.39+$3.1KPPBI
4$21,732$3,785.84$15,138$483.90+$6.6KPPBI
5$30,153$6,899.67$16,697$499.88+$13.5KPPBI
6$45,729$13,465.16$18,382$515.31+$27.3KPPBI
7$77,652$28,722.70$20,198$530.17+$57.5KPPBI
8$151,691$68,603.25$22,157$544.46+$129.5KPPBI
9$350,806$188,496.65$24,266$558.18+$326.5KPPBI
10$988,508$613,145.25$26,536$571.32+$962.0KPPBI

PPBI vs SPHD: Complete Analysis 2026

PPBIStock

Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides banking services to businesses, professionals, real estate investors, and non-profit organizations. The company accepts deposit products, such as checking, money market, and savings accounts; and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction and land, franchise real estate secured, small business administration (SBA), and SBA paycheck protection program loans; revolving lines or credit, term loans, seasonal loans, and loans secured by liquid collateral; one-to-four family and home equity lines of credit loans; and savings account secured loans and auto loans. The company also offers cash management, electronic banking, treasury management, and online bill payment services. It operates 61 full-service depository branches located in Arizona, California, Nevada, Oregon, and Washington. Pacific Premier Bancorp, Inc. was founded in 1983 and is headquartered in Irvine, California.

Full PPBI Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.