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PPDM vs SCHD: Dividend Comparison 2026

PPDM yields 9.46% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PPDM wins by $8.4K in total portfolio value
10 years
PPDM
PPDM
● Live price
9.46%
Share price
$21.13
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.4K
Annual income
$1,717.07
Full PPDM calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PPDM vs SCHD

📍 PPDM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPPDMSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PPDM + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PPDM pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPDM
Annual income on $10K today (after 15% tax)
$804.38/yr
After 10yr DRIP, annual income (after tax)
$1,459.51/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PPDM beats the other by $1,097.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PPDM + SCHD for your $10,000?

PPDM: 50%SCHD: 50%
100% SCHD50/50100% PPDM
Portfolio after 10yr
$33.2K
Annual income
$1,071.51/yr
Blended yield
3.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPDM buys
0
SCHD buys
0
No recent congressional trades found for PPDM or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPPDMSCHD
Forward yield9.46%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$37.4K$29.0K
Annual income after 10y$1,717.07$425.95
Total dividends collected$13.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PPDM vs SCHD ($10,000, DRIP)

YearPPDM PortfolioPPDM Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,646$946.32$11,226$346.36+$420.00PPDM
2$13,492$1,030.02$12,572$357.38+$920.00PPDM
3$15,551$1,115.16$14,046$367.84+$1.5KPPDM
4$17,841$1,201.30$15,660$377.73+$2.2KPPDM
5$20,378$1,288.03$17,425$387.07+$3.0KPPDM
6$23,179$1,374.93$19,354$395.86+$3.8KPPDM
7$26,264$1,461.63$21,461$404.13+$4.8KPPDM
8$29,650$1,547.77$23,762$411.89+$5.9KPPDM
9$33,358$1,633.02$26,272$419.15+$7.1KPPDM
10$37,410$1,717.07$29,010$425.95+$8.4KPPDM

PPDM vs SCHD: Complete Analysis 2026

PPDMStock

The investment seeks daily investment results, before fees and expenses, of 135% of the daily performance of the FTSE Developed All Cap ex US Index. The fund, under normal circumstances, invests at least 80% of its net assets (plus borrowing for investment purposes) in securities of the index, exchange-traded funds ("ETFs") that track the index and other financial instruments that provide daily leveraged exposure to the index. The index is a market-capitalization weighted index representing the performance of large-, mid- and small-capitalization companies in developed markets, excluding the USA. The fund is non-diversified.

Full PPDM Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.