Is PPLL or FCPT a better dividend investment in 2026?

PPLL currently yields 2.73% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between PPLL and FCPT?

PPLL has a forward dividend yield of 2.73% ($1.64/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.32 percentage points.

Home › Compare › PPLL vs FCPT

PPLL vs FCPT: Dividend Comparison 2026

PPLL yields 2.73% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PPLL wins by $31.1K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

PPLL

● Live price

2.73%

Share price

$60.00

Annual div

$1.64

5Y div CAGR

39.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.2K

Annual income

$22,619.47

Full PPLL calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — PPLL vs FCPT

📍 PPLL pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PPLL	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PPLL + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PPLL pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPLL

Annual income on $10K today (after 15% tax)

$232.00/yr

After 10yr DRIP, annual income (after tax)

$19,226.55/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, PPLL beats the other by $14,317.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PPLL + FCPT for your $10,000?

PPLL: 50%FCPT: 50%

100% FCPT50/50100% PPLL

Portfolio after 10yr

$64.6K

Annual income

$14,197.37/yr

Blended yield

21.97%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

PPLL

No analyst data

Altman Z

0.3

Piotroski

5/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPLL buys

FCPT buys

No recent congressional trades found for PPLL or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPPLLFCPT

Forward yield	2.73%	6.05% ✓
Annual dividend / share	$1.64 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	39.7% ✓	15.8%
Portfolio after 10y	$80.2K ✓	$49.1K
Annual income after 10y	$22,619.47 ✓	$5,775.28
Total dividends collected	$54.2K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: PPLL vs FCPT ($10,000, DRIP)

Year	PPLL Portfolio	PPLL Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,081	$381.29	$11,401	$700.92	$320.00 → FCPT
2	$12,409	$551.65	$13,064	$864.84	$655.00 → FCPT
3	$14,084	$806.51	$15,051	$1,072.48	$967.00 → FCPT
4	$16,265	$1,195.13	$17,442	$1,337.22	$1.2K → FCPT
5	$19,205	$1,802.00	$20,340	$1,677.08	$1.1K → FCPT
6	$23,328	$2,778.06	$23,880	$2,116.57	$552.00 → FCPT
7← crossover	$29,366	$4,405.61	$28,241	$2,689.36	+$1.1K → PPLL
8	$38,663	$7,240.94	$33,660	$3,442.07	+$5.0K → PPLL
9	$53,816	$12,446.66	$40,456	$4,439.95	+$13.4K → PPLL
10	$80,202	$22,619.47	$49,063	$5,775.28	+$31.1K → PPLL

PPLL vs FCPT: Complete Analysis 2026

PPLL — Stock

Peoples Ltd. operates as the holding company for PS Bank that provides various financial services to individuals, small businesses, and corporate customers in Pennsylvania, the United States. It offers savings, checking, money market, business checking, NOW checking, and individual retirement accounts, as well as certificates of deposit. The company also provides auto and personal, business, commercial, home equity, and home equity line of credit loan products, as well as mortgages and credit cards. In addition, the company offers business services comprising online cash management, credit card processing, remote deposit capture, and positive pay; investments and insurance products; and retirement planning services, as well as mobile and online banking services. It operates through eight branches in the Bradford, Sullivan, Wyoming, and Lackawanna counties of Pennsylvania. Peoples Ltd. was founded in 1914 and is based in Wyalusing, Pennsylvania.

Full PPLL Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.