Home › Compare › PPSF vs FCPT

PPSF vs FCPT: Dividend Comparison 2026

PPSF yields 55.21% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PPSF wins by $232923099514.24M in total portfolio value
10 years
PPSF
PPSF
● Live price
55.21%
Share price
$19.00
Annual div
$10.49
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$232923099514.29M
Annual income
$232,115,455,475,282,340.00
Full PPSF calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — PPSF vs FCPT

📍 PPSF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPPSFFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PPSF + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PPSF pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPSF
Annual income on $10K today (after 15% tax)
$4,692.89/yr
After 10yr DRIP, annual income (after tax)
$197,298,137,153,989,980.00/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, PPSF beats the other by $197,298,137,153,985,100.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PPSF + FCPT for your $10,000?

PPSF: 50%FCPT: 50%
100% FCPT50/50100% PPSF
Portfolio after 10yr
$116461549757.17M
Annual income
$116,057,727,737,644,050.00/yr
Blended yield
99.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

PPSF
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPSF buys
0
FCPT buys
0
No recent congressional trades found for PPSF or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPPSFFCPT
Forward yield55.21% ✓6.05%
Annual dividend / share$10.49 ✓$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓15.8%
Portfolio after 10y$232923099514.29M ✓$49.1K
Annual income after 10y$232,115,455,475,282,340.00 ✓$5,775.28
Total dividends collected$232869940251.08M ✓$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: PPSF vs FCPT ($10,000, DRIP)

YearPPSF PortfolioPPSF Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$21,742$11,042.11$11,401$700.92+$10.3K → PPSF
2$68,139$44,874.51$13,064$864.84+$55.1K → PPSF
3$335,776$262,867.73$15,051$1,072.48+$320.7K → PPSF
4$2,780,533$2,421,253.00$17,442$1,337.22+$2.76M → PPSF
5$40,452,174$37,477,003.18$20,340$1,677.08+$40.43M → PPSF
6$1,062,402,683$1,019,118,856.86$23,880$2,116.57+$1062.38M → PPSF
7$51,165,370,842$50,028,599,971.31$28,241$2,689.36+$51165.34M → PPSF
8$4,558,261,131,294$4,503,514,184,493.22$33,660$3,442.07+$4558261.10M → PPSF
9$754,807,513,089,943$749,930,173,679,458.10$40,456$4,439.95+$754807513.05M → PPSF
10$232,923,099,514,288,580$232,115,455,475,282,340.00$49,063$5,775.28+$232923099514.24M → PPSF

PPSF vs FCPT: Complete Analysis 2026

PPSF — Stock

Peoples-Sidney Financial Corporation, together with its subsidiary, Peoples Federal Savings and Loan Association, provides financial services. Its deposit products include checking, savings, term certificate, NOW, and money market accounts, as well as non interest-bearing demand deposits, certificates of deposit, and IRAs. The company's lending products comprise residential mortgage loans, including conventional, purchase, refinance, second mortgage, home equity, construction, construction for permanent financing, home improvement, FHA, USDA, and VA loans; land loans; commercial business loans comprising business lines of credit, commercial real estate, investment property, and equipment purchase loans; personal loans, such as vehicle, vacation, recreational vehicle, boat, motorcycle, and credit card consolidation loans; and agriculture loans, such as farm real estate loans, loans for equipment purchases, and farm operating lines of credit. It also offers night depository, safety deposit box, notary, reorder checks, online and mobile banking, debit card, wire transfer, and direct deposit services. The company operates through its main office in Sidney, Ohio; and branch offices in Sidney, Anna, and Jackson Center, Ohio. Peoples-Sidney Financial Corporation was founded in 1886 and is based in Sidney, Ohio.

Full PPSF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
📬

Get this PPSF vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PPSF vs SCHDPPSF vs JEPIPPSF vs OPPSF vs KOPPSF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.