Is PPYA or QYLD a better dividend investment in 2026?

PPYA currently yields 18.17% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: PPYA offers higher current income.

What is the dividend yield difference between PPYA and QYLD?

PPYA has a forward dividend yield of 18.17% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.25 percentage points.

Home › Compare › PPYA vs QYLD

PPYA vs QYLD: Dividend Comparison 2026

PPYA yields 18.17% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PPYA wins by $39.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PPYA

● Live price

18.17%

Share price

$11.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$65.2K

Annual income

$5,512.39

Full PPYA calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — PPYA vs QYLD

📍 PPYA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PPYA	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PPYA + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PPYA pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPYA

Annual income on $10K today (after 15% tax)

$1,544.05/yr

After 10yr DRIP, annual income (after tax)

$4,685.53/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $124.88/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PPYA + QYLD for your $10,000?

PPYA: 50%QYLD: 50%

100% QYLD50/50100% PPYA

Portfolio after 10yr

$45.3K

Annual income

$5,585.85/yr

Blended yield

12.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPYA buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPPYAQYLD

Forward yield	18.17% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$65.2K ✓	$25.4K
Annual income after 10y	$5,512.39	$5,659.31 ✓
Total dividends collected	$35.2K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PPYA vs QYLD ($10,000, DRIP)

Year	PPYA Portfolio	PPYA Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,517	$1,816.53	$10,352	$1,192.36	+$2.2K → PPYA
2	$15,518	$2,124.92	$10,830	$1,347.57	+$4.7K → PPYA
3	$19,066	$2,462.07	$11,460	$1,539.07	+$7.6K → PPYA
4	$23,228	$2,827.15	$12,275	$1,777.84	+$11.0K → PPYA
5	$28,073	$3,218.94	$13,323	$2,078.95	+$14.8K → PPYA
6	$33,673	$3,635.85	$14,667	$2,463.34	+$19.0K → PPYA
7	$40,107	$4,075.94	$16,396	$2,960.57	+$23.7K → PPYA
8	$47,451	$4,537.03	$18,631	$3,612.97	+$28.8K → PPYA
9	$55,789	$5,016.70	$21,548	$4,482.15	+$34.2K → PPYA
10	$65,207	$5,512.39	$25,398	$5,659.31	+$39.8K → PPYA

PPYA vs QYLD: Complete Analysis 2026

PPYA — Stock

Papaya Growth Opportunity Corp. I does not have significant operations. It focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses. Papaya Growth Opportunity Corp. I was incorporated in 2021 and is based in Oakland, California.

Full PPYA Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this PPYA vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PPYA vs SCHD PPYA vs JEPI PPYA vs O PPYA vs KO PPYA vs MAIN PPYA vs XYLD PPYA vs JEPQ PPYA vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.