HomeComparePQOC vs SPHD

PQOC vs SPHD: Dividend Comparison 2026

PQOC yields 0.00% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $6.9K in total portfolio value
10 years
PQOC
PQOC
● Live price
0.00%
Share price
$27.15
Annual div
$0.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$0.47
Full PQOC calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PQOC vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPQOCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PQOC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PQOC pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PQOC
Annual income on $10K today (after 15% tax)
$0.40/yr
After 10yr DRIP, annual income (after tax)
$0.40/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $485.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PQOC + SPHD for your $10,000?

PQOC: 50%SPHD: 50%
100% SPHD50/50100% PQOC
Portfolio after 10yr
$23.1K
Annual income
$285.89/yr
Blended yield
1.24%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PQOC buys
0
SPHD buys
0
No recent congressional trades found for PQOC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPQOCSPHD
Forward yield0.00%4.33%
Annual dividend / share$0.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$19.7K$26.5K
Annual income after 10y$0.47$571.32
Total dividends collected$5.00$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PQOC vs SPHD ($10,000, DRIP)

YearPQOC PortfolioPQOC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,700$0.47$11,133$432.85$433.00SPHD
2$11,450$0.47$12,363$450.36$913.00SPHD
3$12,252$0.47$13,695$467.39$1.4KSPHD
4$13,110$0.47$15,138$483.90$2.0KSPHD
5$14,028$0.47$16,697$499.88$2.7KSPHD
6$15,011$0.47$18,382$515.31$3.4KSPHD
7$16,062$0.47$20,198$530.17$4.1KSPHD
8$17,187$0.47$22,157$544.46$5.0KSPHD
9$18,390$0.47$24,266$558.18$5.9KSPHD
10$19,678$0.47$26,536$571.32$6.9KSPHD

PQOC vs SPHD: Complete Analysis 2026

PQOCStock

PQOC uses options in an effort to moderate losses on shares of Invesco QQQ Trust (QQQ) over a one-year period, starting each October. The fund foregoes upside participation above a certain threshold, which resets annually in exchange for preventing the realization of the first 12% of QQQs losses, as well as the dividend component of QQQ because the options are written on the price and not on the total return version of the shares. Should the value of QQQ decline by more than 12%, the fund will experience subsequent losses on a one-to-one basis. The fund must be held to the end of the outcome period to achieve the intended results. Investors who buy at any time other than the annual reset day may have a different protection and buffer zone. Once established, the issuer publishes the interim levels for the cap on its website. Investors should note that the targeted cap and buffer do not include the funds expense ratio. The actively managed fund uses FLEX options exclusively.

Full PQOC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.