HomeComparePRAB vs SCHD

PRAB vs SCHD: Dividend Comparison 2026

PRAB yields 7.98% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PRAB wins by $4.9K in total portfolio value
10 years
PRAB
PRAB
● Live price
7.98%
Share price
$25.07
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,321.76
Full PRAB calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — PRAB vs SCHD

📍 PRAB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPRABSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PRAB + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PRAB pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRAB
Annual income on $10K today (after 15% tax)
$678.10/yr
After 10yr DRIP, annual income (after tax)
$1,123.50/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, PRAB beats the other by $764.28/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of PRAB + SCHD for your $10,000?

PRAB: 50%SCHD: 50%
100% SCHD50/50100% PRAB
Portfolio after 10yr
$31.4K
Annual income
$872.18/yr
Blended yield
2.77%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRAB buys
0
SCHD buys
0
No recent congressional trades found for PRAB or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPRABSCHD
Forward yield7.98%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.9K$29.0K
Annual income after 10y$1,321.76$422.61
Total dividends collected$10.6K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PRAB vs SCHD ($10,000, DRIP)

YearPRAB PortfolioPRAB Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,498$797.77$11,224$344.10+$274.00PRAB
2$13,160$857.25$12,567$354.98+$593.00PRAB
3$14,998$916.98$14,038$365.30+$960.00PRAB
4$17,025$976.69$15,648$375.06+$1.4KPRAB
5$19,252$1,036.14$17,410$384.27+$1.8KPRAB
6$21,695$1,095.07$19,335$392.95+$2.4KPRAB
7$24,367$1,153.28$21,437$401.10+$2.9KPRAB
8$27,283$1,210.58$23,733$408.75+$3.5KPRAB
9$30,460$1,266.79$26,237$415.91+$4.2KPRAB
10$33,914$1,321.76$28,968$422.61+$4.9KPRAB

PRAB vs SCHD: Complete Analysis 2026

PRABStock

The State Street IG Public & Private ABS ETF (PRAB) is an actively-managed fund primarily allocating to investment grade asset-backed securities (“ABS”), including both public and private ABSPRAB, through active security selection, may invest in a wide range of investment-grade ABS, including collateralized loan obligations and residential and commercial mortgage-backed securities. PRAB seeks to maximize risk-adjusted returns alongside current incomePRAB is managed by State Street Investment Management’s Active Fixed Income Team, and the portfolio managers use a risk-aware, top-down approach combined with bottom-up security selection to construct a portfolio that seeks to overweight the most attractive sectors and issuersPRAB may invest in private ABS, including those sourced by Apollo Global Securities, LLC (“AOS Investments”) and those allocation percentages may vary

Full PRAB Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.