HomeComparePRFHX vs XYLD

PRFHX vs XYLD: Dividend Comparison 2026

PRFHX yields 4.10% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PRFHX wins by $854.00 in total portfolio value
10 years
PRFHX
PRFHX
● Live price
4.10%
Share price
$11.00
Annual div
$0.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$534.15
Full PRFHX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — PRFHX vs XYLD

📍 PRFHX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPRFHXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PRFHX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PRFHX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRFHX
Annual income on $10K today (after 15% tax)
$348.89/yr
After 10yr DRIP, annual income (after tax)
$454.03/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,282.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PRFHX + XYLD for your $10,000?

PRFHX: 50%XYLD: 50%
100% XYLD50/50100% PRFHX
Portfolio after 10yr
$25.7K
Annual income
$1,876.58/yr
Blended yield
7.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRFHX buys
0
XYLD buys
0
No recent congressional trades found for PRFHX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPRFHXXYLD
Forward yield4.10%10.98%
Annual dividend / share$0.45$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.1K$25.3K
Annual income after 10y$534.15$3,219.02
Total dividends collected$4.8K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PRFHX vs XYLD ($10,000, DRIP)

YearPRFHX PortfolioPRFHX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,110$410.45$10,818$1,098.39+$292.00PRFHX
2$12,314$426.20$11,738$1,222.51+$576.00PRFHX
3$13,618$441.48$12,774$1,364.64+$844.00PRFHX
4$15,027$456.27$13,944$1,527.86+$1.1KPRFHX
5$16,550$470.56$15,270$1,715.87+$1.3KPRFHX
6$18,193$484.33$16,775$1,933.09+$1.4KPRFHX
7$19,964$497.58$18,490$2,184.87+$1.5KPRFHX
8$21,872$510.29$20,450$2,477.63+$1.4KPRFHX
9$23,925$522.48$22,697$2,819.19+$1.2KPRFHX
10$26,134$534.15$25,280$3,219.02+$854.00PRFHX

PRFHX vs XYLD: Complete Analysis 2026

PRFHXStock

The investment seeks a high level of income exempt from federal income taxes by investing primarily in long-term low- to upper-medium-grade municipal securities. Normally, at least 80% of the fund's income will be exempt from federal income taxes. However, up to 20% of the fund's income could be derived from securities subject to the alternative minimum tax. It generally seeks higher yielding municipal bonds, including those that are rated noninvestment grade (BB and lower, or an equivalent rating) by a major credit rating agency or by T. Rowe Price, known as "junk" bonds.

Full PRFHX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this PRFHX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PRFHX vs SCHDPRFHX vs JEPIPRFHX vs OPRFHX vs KOPRFHX vs MAINPRFHX vs QYLDPRFHX vs JEPQPRFHX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.