HomeComparePRGMX vs SPHD

PRGMX vs SPHD: Dividend Comparison 2026

PRGMX yields 3.74% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.0K in total portfolio value
10 years
PRGMX
PRGMX
● Live price
3.74%
Share price
$8.19
Annual div
$0.31
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.5K
Annual income
$475.61
Full PRGMX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PRGMX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPRGMXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PRGMX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PRGMX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRGMX
Annual income on $10K today (after 15% tax)
$317.90/yr
After 10yr DRIP, annual income (after tax)
$404.27/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $81.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PRGMX + SPHD for your $10,000?

PRGMX: 50%SPHD: 50%
100% SPHD50/50100% PRGMX
Portfolio after 10yr
$26.0K
Annual income
$523.47/yr
Blended yield
2.01%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRGMX buys
0
SPHD buys
0
No recent congressional trades found for PRGMX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPRGMXSPHD
Forward yield3.74%4.33%
Annual dividend / share$0.31$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.5K$26.5K
Annual income after 10y$475.61$571.32
Total dividends collected$4.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PRGMX vs SPHD ($10,000, DRIP)

YearPRGMX PortfolioPRGMX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,074$374.00$11,133$432.85$59.00SPHD
2$12,236$387.08$12,363$450.36$127.00SPHD
3$13,493$399.72$13,695$467.39$202.00SPHD
4$14,849$411.93$15,138$483.90$289.00SPHD
5$16,312$423.68$16,697$499.88$385.00SPHD
6$17,889$434.98$18,382$515.31$493.00SPHD
7$19,587$445.82$20,198$530.17$611.00SPHD
8$21,414$456.20$22,157$544.46$743.00SPHD
9$23,379$466.13$24,266$558.18$887.00SPHD
10$25,491$475.61$26,536$571.32$1.0KSPHD

PRGMX vs SPHD: Complete Analysis 2026

PRGMXStock

The fund will normally invest at least 80% of its total assets in mortgage-backed securities issued by the Government National Mortgage Association (GNMA), an agency of the U.S. Department of Housing and Urban Development. Up to 20% of its total assets may be invested in high-quality securities that are not backed by the full faith and credit of the U.S. government.

Full PRGMX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.