Is PRIV or DVY a better dividend investment in 2026?

PRIV currently yields 4.49% with a 5% 5-year dividend growth rate. DVY yields 4.00% with 5% growth. The better choice depends on your goal: PRIV offers higher current income.

What is the dividend yield difference between PRIV and DVY?

PRIV has a forward dividend yield of 4.49% ($1.13/share annually). DVY yields 4.00% ($2.00/share annually). The yield gap is 0.49 percentage points.

Home › Compare › PRIV vs DVY

PRIV vs DVY: Dividend Comparison 2026

PRIV yields 4.49% · DVY yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $1.2K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

PRIV

● Live price

4.49%

Share price

$25.16

Annual div

$1.13

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.8K

Annual income

$598.09

Full PRIV calculator →

DVY

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full DVY calculator →

Portfolio growth — PRIV vs DVY

📍 DVY pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PRIV	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PRIV + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PRIV pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRIV

Annual income on $10K today (after 15% tax)

$381.35/yr

After 10yr DRIP, annual income (after tax)

$508.38/yr

DVY

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, DVY beats the other by $255.94/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PRIV + DVY for your $10,000?

PRIV: 50%DVY: 50%

100% DVY50/50100% PRIV

Portfolio after 10yr

$27.4K

Annual income

$748.65/yr

Blended yield

2.73%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRIV buys

DVY buys

No recent congressional trades found for PRIV or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPRIVDVY

Forward yield	4.49% ✓	4.00%
Annual dividend / share	$1.13	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$26.8K	$28.0K ✓
Annual income after 10y	$598.09	$899.19 ✓
Total dividends collected	$5.3K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PRIV vs DVY ($10,000, DRIP)

Year	PRIV Portfolio	PRIV Income/yr	DVY Portfolio	DVY Income/yr	Gap
1	$11,149	$448.64	$11,120	$420.00	+$29.00 → PRIV
2	$12,397	$467.45	$12,357	$458.31	+$40.00 → PRIV
3	$13,750	$485.77	$13,721	$499.76	+$29.00 → PRIV
4← crossover	$15,216	$503.56	$15,227	$544.58	$11.00 → DVY
5	$16,802	$520.80	$16,885	$593.02	$83.00 → DVY
6	$18,516	$537.46	$18,713	$645.34	$197.00 → DVY
7	$20,365	$553.52	$20,724	$701.81	$359.00 → DVY
8	$22,360	$568.99	$22,938	$762.73	$578.00 → DVY
9	$24,509	$583.85	$25,372	$828.41	$863.00 → DVY
10	$26,823	$598.09	$28,047	$899.19	$1.2K → DVY

PRIV vs DVY: Complete Analysis 2026

PRIV — Stock

The State Street IG Public & Private Credit ETF (PRIV) is an actively managed fund primarily allocating to investment grade debt securities, including both public and private credit instruments.By actively allocating across a wide-range of investment-grade debt securities, PRIV seeks to maximize risk-adjusted returns alongside current income.PRIV is managed by the SSGA Active Fixed Income Team, and the portfolio managers use a risk-aware, macroeconomic top-down approach, combined with bottom-up security selection, to construct a portfolio that seeks to overweight the most attractive sectors and issuers.PRIV may invest in private credit instruments sourced by Apollo Global Securities LLC; private credit will generally range between 10-35% of the Fund's portfolio though it may comprise less than 10% or more than 35% of the fund's investment portfolio at any given time.

Full PRIV Calculator →

DVY — ETF

DVY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DVY shares.

Full DVY Calculator →

📬

Get this PRIV vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PRIV vs SCHD PRIV vs JEPI PRIV vs O PRIV vs KO PRIV vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.