HomeComparePRIV vs XYLD

PRIV vs XYLD: Dividend Comparison 2026

PRIV yields 4.49% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PRIV wins by $958.00 in total portfolio value
10 years
PRIV
PRIV
● Live price
4.49%
Share price
$25.16
Annual div
$1.13
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$598.09
Full PRIV calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — PRIV vs XYLD

📍 PRIV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPRIVXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PRIV + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PRIV pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRIV
Annual income on $10K today (after 15% tax)
$381.35/yr
After 10yr DRIP, annual income (after tax)
$508.38/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,340.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PRIV + XYLD for your $10,000?

PRIV: 50%XYLD: 50%
100% XYLD50/50100% PRIV
Portfolio after 10yr
$26.3K
Annual income
$1,974.56/yr
Blended yield
7.50%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRIV buys
0
XYLD buys
0
No recent congressional trades found for PRIV or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPRIVXYLD
Forward yield4.49%11.20%
Annual dividend / share$1.13$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.8K$25.9K
Annual income after 10y$598.09$3,351.03
Total dividends collected$5.3K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PRIV vs XYLD ($10,000, DRIP)

YearPRIV PortfolioPRIV Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,149$448.64$10,840$1,120.44+$309.00PRIV
2$12,397$467.45$11,786$1,249.59+$611.00PRIV
3$13,750$485.77$12,854$1,397.78+$896.00PRIV
4$15,216$503.56$14,063$1,568.33+$1.2KPRIV
5$16,802$520.80$15,434$1,765.19+$1.4KPRIV
6$18,516$537.46$16,995$1,993.14+$1.5KPRIV
7$20,365$553.52$18,777$2,257.95+$1.6KPRIV
8$22,360$568.99$20,818$2,566.58+$1.5KPRIV
9$24,509$583.85$23,163$2,927.50+$1.3KPRIV
10$26,823$598.09$25,865$3,351.03+$958.00PRIV

PRIV vs XYLD: Complete Analysis 2026

PRIVStock

The State Street IG Public & Private Credit ETF (PRIV) is an actively managed fund primarily allocating to investment grade debt securities, including both public and private credit instruments.By actively allocating across a wide-range of investment-grade debt securities, PRIV seeks to maximize risk-adjusted returns alongside current income.PRIV is managed by the SSGA Active Fixed Income Team, and the portfolio managers use a risk-aware, macroeconomic top-down approach, combined with bottom-up security selection, to construct a portfolio that seeks to overweight the most attractive sectors and issuers.PRIV may invest in private credit instruments sourced by Apollo Global Securities LLC; private credit will generally range between 10-35% of the Fund's portfolio though it may comprise less than 10% or more than 35% of the fund's investment portfolio at any given time.

Full PRIV Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.