HomeComparePRMY vs SPHD

PRMY vs SPHD: Dividend Comparison 2026

PRMY yields 7.01% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PRMY wins by $5.3K in total portfolio value
10 years
PRMY
PRMY
● Live price
7.01%
Share price
$28.55
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.8K
Annual income
$1,093.05
Full PRMY calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PRMY vs SPHD

📍 PRMY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPRMYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PRMY + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PRMY pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRMY
Annual income on $10K today (after 15% tax)
$595.45/yr
After 10yr DRIP, annual income (after tax)
$929.09/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PRMY beats the other by $443.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PRMY + SPHD for your $10,000?

PRMY: 50%SPHD: 50%
100% SPHD50/50100% PRMY
Portfolio after 10yr
$29.2K
Annual income
$832.18/yr
Blended yield
2.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRMY buys
0
SPHD buys
0
No recent congressional trades found for PRMY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPRMYSPHD
Forward yield7.01%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.8K$26.5K
Annual income after 10y$1,093.05$571.32
Total dividends collected$9.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PRMY vs SPHD ($10,000, DRIP)

YearPRMY PortfolioPRMY Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,401$700.53$11,133$432.85+$268.00PRMY
2$12,945$746.39$12,363$450.36+$582.00PRMY
3$14,643$792.06$13,695$467.39+$948.00PRMY
4$16,506$837.35$15,138$483.90+$1.4KPRMY
5$18,543$882.10$16,697$499.88+$1.8KPRMY
6$20,767$926.16$18,382$515.31+$2.4KPRMY
7$23,190$969.39$20,198$530.17+$3.0KPRMY
8$25,825$1,011.68$22,157$544.46+$3.7KPRMY
9$28,686$1,052.93$24,266$558.18+$4.4KPRMY
10$31,787$1,093.05$26,536$571.32+$5.3KPRMY

PRMY vs SPHD: Complete Analysis 2026

PRMYStock

Primary Bank provides various financial services to businesses and individuals in Southern New Hampshire. The company offers checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides SBA loans, working capital and equipment lines of credit, commercial real estate loans, commercial construction loans, acquisition and development loans, residential sub-division loans, non-owner occupied multi-family loans and 1-4 family loans, business term loans, guaranteed loans, and letters of credit. In addition, the company offers cash management, remote deposit, lockbox, debit card/ATM, credit card, merchant, and online and mobile banking services. The company operates through four branches located in Bedford, Manchester, Derry, and Nashua, New Hampshire. Primary Bank was founded in 2015 and is headquartered in Bedford, New Hampshire.

Full PRMY Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.