HomeComparePRSD vs SCHD

PRSD vs SCHD: Dividend Comparison 2026

PRSD yields 1.88% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.6K in total portfolio value
10 years
PRSD
PRSD
● Live price
1.88%
Share price
$25.02
Annual div
$0.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.4K
Annual income
$212.05
Full PRSD calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PRSD vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPRSDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PRSD + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PRSD pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRSD
Annual income on $10K today (after 15% tax)
$159.62/yr
After 10yr DRIP, annual income (after tax)
$180.24/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $181.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PRSD + SCHD for your $10,000?

PRSD: 50%SCHD: 50%
100% SCHD50/50100% PRSD
Portfolio after 10yr
$25.7K
Annual income
$318.99/yr
Blended yield
1.24%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRSD buys
0
SCHD buys
0
No recent congressional trades found for PRSD or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPRSDSCHD
Forward yield1.88%3.46%
Annual dividend / share$0.47$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.4K$29.0K
Annual income after 10y$212.05$425.95
Total dividends collected$2.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PRSD vs SCHD ($10,000, DRIP)

YearPRSD PortfolioPRSD Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,888$187.79$11,226$346.36$338.00SCHD
2$11,841$191.08$12,572$357.38$731.00SCHD
3$12,864$194.22$14,046$367.84$1.2KSCHD
4$13,962$197.20$15,660$377.73$1.7KSCHD
5$15,139$200.02$17,425$387.07$2.3KSCHD
6$16,402$202.70$19,354$395.86$3.0KSCHD
7$17,755$205.23$21,461$404.13$3.7KSCHD
8$19,205$207.64$23,762$411.89$4.6KSCHD
9$20,760$209.90$26,272$419.15$5.5KSCHD
10$22,425$212.05$29,010$425.95$6.6KSCHD

PRSD vs SCHD: Complete Analysis 2026

PRSDStock

The State Street Short Duration IG Public & Private Credit ETF (PRSD) is an actively managed short-term bond fund primarily allocating to investment-grade debt securities, including both public and private credit instruments. The Fund seeks to maintain a duration between one and three years. By actively allocating across a wide range of investment-grade debt securities, PRSD seeks to maximize risk-adjusted returns alongside current income.PRSD is managed by State Street Investment Management’s Active Fixed Income Team, and the portfolio managers use a risk-aware, macroeconomic top-down approach, combined with bottom-up security selection, to construct a portfolio that seeks to overweight the most attractive sectors and issuers.PRSD may invest in private credit instruments sourced by Apollo Global Securities LLC; private credit will generally range between 10-35% of the Fund’s portfolio though it may comprise less than 10% or more than 35% of the Fund’s investment portfolio at any given time.

Full PRSD Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.