HomeComparePRU vs APD

PRU vs APD: Dividend Comparison 2026

PRU yields 5.77% · APD yields 2.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 APD wins by $17.0K in total portfolio value· pulled ahead in Year 9
10 years
PRU
PRU
● Live price
5.77%
Share price
$94.48
Annual div
$5.45
5Y div CAGR
22.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$67.4K
Annual income
$12,459.19
Full PRU calculator →
APD
APD
● Live price
2.46%
Share price
$291.56
Annual div
$7.16
5Y div CAGR
42.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.4K
Annual income
$25,407.75
Full APD calculator →

Portfolio growth — PRU vs APD

📍 APD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPRUAPD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PRU + APD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PRU pays
APD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRU
Annual income on $10K today (after 15% tax)
$490.32/yr
After 10yr DRIP, annual income (after tax)
$10,590.31/yr
APD
Annual income on $10K today (after 15% tax)
$208.74/yr
After 10yr DRIP, annual income (after tax)
$21,596.59/yr
At 15% tax rate, APD beats the other by $11,006.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PRU + APD for your $10,000?

PRU: 50%APD: 50%
100% APD50/50100% PRU
Portfolio after 10yr
$75.9K
Annual income
$18,933.46/yr
Blended yield
24.95%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on APD right now

PRU
Analyst Ratings
9
Buy
25
Hold
2
Sell
Consensus: Hold
Price Target
$117.43
+24.3% upside vs current
Range: $110.00 — $126.00
Altman Z
0.2
Piotroski
6/9
APD
Analyst Ratings
23
Buy
19
Hold
Consensus: Buy
Price Target
$296.33
+1.6% upside vs current
Range: $255.00 — $335.00
Altman Z
2.6
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRU buys
0
APD buys
0
No recent congressional trades found for PRU or APD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPRUAPD
Forward yield5.77%2.46%
Annual dividend / share$5.45$7.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR22.7%42.5%
Portfolio after 10y$67.4K$84.4K
Annual income after 10y$12,459.19$25,407.75
Total dividends collected$40.7K$58.3K
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusHoldBuy
Analyst price target$117.43$296.33

Year-by-year: PRU vs APD ($10,000, DRIP)

YearPRU PortfolioPRU Income/yrAPD PortfolioAPD Income/yrGap
1$11,408$707.78$11,050$349.95+$358.00PRU
2$13,132$925.90$12,338$514.98+$794.00PRU
3$15,274$1,222.25$13,968$765.81+$1.3KPRU
4$17,973$1,630.15$16,100$1,154.58+$1.9KPRU
5$21,431$2,199.71$19,000$1,772.38+$2.4KPRU
6$25,939$3,007.77$23,115$2,785.49+$2.8KPRU
7$31,929$4,174.61$29,246$4,513.18+$2.7KPRU
8$40,057$5,892.69$38,898$7,604.83+$1.2KPRU
9← crossover$51,338$8,477.44$55,092$13,470.41$3.8KAPD
10$67,391$12,459.19$84,356$25,407.75$17.0KAPD

PRU vs APD: Complete Analysis 2026

PRUFinancials

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages. In addition, the company develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. Further, it provides third-party life, health, Medicare, property and casualty, and term life products to retail shoppers through its digital and independent agent channels. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

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APDMaterials

Air Products and Chemicals, Inc. provides atmospheric gases, process and specialty gases, equipment, and services worldwide. The company produces atmospheric gases, including oxygen, nitrogen, and argon; process gases, such as hydrogen, helium, carbon dioxide, carbon monoxide, syngas; specialty gases; and equipment for the production or processing of gases comprising air separation units and non-cryogenic generators for customers in various industries, including refining, chemical, gasification, metals, manufacturing, food and beverage, electronics, magnetic resonance imaging, energy production and refining, and metals. It also designs and manufactures equipment for air separation, hydrocarbon recovery and purification, natural gas liquefaction, and liquid helium and liquid hydrogen transport and storage. Air Products and Chemicals, Inc. has a strategic collaboration with Baker Hughes Company to develop hydrogen compression systems. The company was founded in 1940 and is headquartered in Allentown, Pennsylvania.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.