Is PRUZX or DVY a better dividend investment in 2026?

PRUZX currently yields 10.79% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: PRUZX offers higher current income.

What is the dividend yield difference between PRUZX and DVY?

PRUZX has a forward dividend yield of 10.79% ($1.74/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 7.33 percentage points.

Home › Compare › PRUZX vs DVY

PRUZX vs DVY: Dividend Comparison 2026

PRUZX yields 10.79% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PRUZX wins by $15.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PRUZX

● Live price

10.79%

Share price

$16.09

Annual div

$1.74

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.8K

Annual income

$2,122.40

Full PRUZX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — PRUZX vs DVY

📍 PRUZX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PRUZX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PRUZX + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PRUZX pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRUZX

Annual income on $10K today (after 15% tax)

$917.34/yr

After 10yr DRIP, annual income (after tax)

$1,804.04/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, PRUZX beats the other by $1,436.07/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PRUZX + DVY for your $10,000?

PRUZX: 50%DVY: 50%

100% DVY50/50100% PRUZX

Portfolio after 10yr

$32.9K

Annual income

$1,277.65/yr

Blended yield

3.88%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRUZX buys

DVY buys

No recent congressional trades found for PRUZX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPRUZXDVY

Forward yield	10.79% ✓	3.46%
Annual dividend / share	$1.74	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.8K ✓	$25.0K
Annual income after 10y	$2,122.40 ✓	$432.91
Total dividends collected	$15.9K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PRUZX vs DVY ($10,000, DRIP)

Year	PRUZX Portfolio	PRUZX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,779	$1,079.22	$11,046	$346.43	+$733.00 → PRUZX
2	$13,792	$1,188.08	$12,177	$357.65	+$1.6K → PRUZX
3	$16,057	$1,300.07	$13,398	$368.47	+$2.7K → PRUZX
4	$18,596	$1,414.60	$14,715	$378.89	+$3.9K → PRUZX
5	$21,429	$1,531.07	$16,134	$388.90	+$5.3K → PRUZX
6	$24,578	$1,648.88	$17,662	$398.51	+$6.9K → PRUZX
7	$28,066	$1,767.46	$19,306	$407.71	+$8.8K → PRUZX
8	$31,916	$1,886.24	$21,074	$416.50	+$10.8K → PRUZX
9	$36,155	$2,004.72	$22,974	$424.90	+$13.2K → PRUZX
10	$40,808	$2,122.40	$25,015	$432.91	+$15.8K → PRUZX

PRUZX vs DVY: Complete Analysis 2026

PRUZX — Stock

The fund normally invests at least 80% of its investable assets in equity and equity-related and investment-grade debt securities of utility companies. The term "investable assets" refers to the fund's net assets plus any borrowings for investment purposes. The fund's investable assets will be less than its total assets to the extent that it has borrowed money for non-investment purposes, such as to meet anticipated redemptions. It is non-diversified.

Full PRUZX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

📬

Get this PRUZX vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PRUZX vs SCHD PRUZX vs JEPI PRUZX vs O PRUZX vs KO PRUZX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.