HomeComparePSBKF vs VIG

PSBKF vs VIG: Dividend Comparison 2026

PSBKF yields 4.71% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PSBKF wins by $24.7K in total portfolio value· pulled ahead in Year 2
10 years
PSBKF
PSBKF
● Live price
4.71%
Share price
$0.67
Annual div
$0.03
5Y div CAGR
23.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.1K
Annual income
$9,483.50
Full PSBKF calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — PSBKF vs VIG

📍 PSBKF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSBKFVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSBKF + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSBKF pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSBKF
Annual income on $10K today (after 15% tax)
$400.51/yr
After 10yr DRIP, annual income (after tax)
$8,060.97/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, PSBKF beats the other by $7,908.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSBKF + VIG for your $10,000?

PSBKF: 50%VIG: 50%
100% VIG50/50100% PSBKF
Portfolio after 10yr
$44.7K
Annual income
$4,831.33/yr
Blended yield
10.81%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSBKF buys
0
VIG buys
0
No recent congressional trades found for PSBKF or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSBKFVIG
Forward yield4.71%1.64%
Annual dividend / share$0.03$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR23.6%0%
Portfolio after 10y$57.1K$32.4K
Annual income after 10y$9,483.50$179.15
Total dividends collected$31.8K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PSBKF vs VIG ($10,000, DRIP)

YearPSBKF PortfolioPSBKF Income/yrVIG PortfolioVIG Income/yrGap
1$11,282$582.39$11,304$163.92$22.00VIG
2← crossover$12,831$759.01$12,759$166.33+$72.00PSBKF
3$14,726$997.12$14,382$168.52+$344.00PSBKF
4$17,079$1,321.94$16,192$170.52+$887.00PSBKF
5$20,046$1,771.00$18,210$172.34+$1.8KPSBKF
6$23,850$2,401.09$20,460$173.98+$3.4KPSBKF
7$28,820$3,299.96$22,968$175.48+$5.9KPSBKF
8$35,443$4,606.18$25,763$176.83+$9.7KPSBKF
9$44,468$6,543.66$28,878$178.05+$15.6KPSBKF
10$57,064$9,483.50$32,350$179.15+$24.7KPSBKF

PSBKF vs VIG: Complete Analysis 2026

PSBKFStock

Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. Its Personal Banking segment offers savings products, such as demand, time, personal call, time/demand optional, and foreign currency deposits; passbooks; certificate of deposits; micro, personal pledged, and personal business loans; debit and credit cards; wealth management products and funds; and insurance agency services. This segment is also involved in distribution of fund products, electronic bonds, and precious metals; and provides payment and collection agency, various settlement, domestic remittance and exchange, cross-border remittance, personal exchange settlement and sale, and foreign currency exchange services. The company's Corporate Banking segment provides time, demand, call, and negotiated deposits; working capital, fixed asset, trade finance, stock pledge, land reserve, syndicated, real estate development, property mortgage, and consignment loans; cash management services; negotiable instruments; trade finance and international settlement services; and financial markets services. Its Treasury segment offers interbank lending transactions, repurchase and resale transactions, debt instrument investments, equity instrument investment, investment banking, bond securities, and wealth management products, etc., as well as trades in financial products comprising money market, fixed income, and foreign exchange products, as well as derivatives and precious metals. The company also provides online, mobile, and self-service banking services. As of December 31, 2021, it had 39,603 outlets, including 7,828 directly operated outlets and 31,775 agency outlets. The company was founded in 2007 and is headquartered in Beijing, the People's Republic of China. Postal Savings Bank of China Co., Ltd. is a subsidiary of China Post Group Corporation.

Full PSBKF Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.